Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Charlotte Fire Department Federal Credit Union

Charlotte, North CarolinaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation / Research$25Within the typical range ($20–$25 nationally)

Check ServicesVerified

ACH Stop Payment Setup Fee$10Below the typical range ($20–$30 nationally)
$16 below the national median
per item · Source
Copy of Canceled Check / BillPay Check Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Source
Stop Payment Fee$15Below the typical range ($20–$30 nationally)
$11 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation / Research	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Dormant Account (Inactive for 12 months)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Dormant Shares less than Balance (Inactive for 12 months)	$4Below the typical range ($5–$10 nationally)	$1 below the national median	per month	—	Source
Minimum Balance Fee (balance less than )	$4Within the typical range ($3–$10 nationally)	$1 below the national median	—	—	Source
Wire TransfersVerified
Wire Transfers - Outgoing Domestic Only	$15Below the typical range ($20–$25 nationally)	$10 below the national median	—	—	Source
Check ServicesVerified
ACH Stop Payment Setup Fee	$10Below the typical range ($20–$30 nationally)	$16 below the national median	per item	—	Source
Copy of Canceled Check / BillPay Check Copy	$5
Digital & ElectronicVerified
Non-Sufficient Funds (NSF) / Check / ACH Return Fee	$30Within the typical range ($16.50–$30 nationally)	$5 above the national median	per item	—	Source
Account ServicesVerified
Legal Items (Tax Levies, Garnishments, Verifications, etc.)	$25Below the typical range ($30–$75 nationally)	$25 below the national median	per item	—	Source
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 11 — leaner than most institutions

Headline fees published

3 of 15

Published fees

Under review

Assets

$56.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$56.0M

Total deposits

$47.8M

Service charge income (year to date)

$112K

Fee income ratio

8.0%

Return on assets

0.87%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

Unlock all 60 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 46,468 published fee entries from 2,882 institutions

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