Telco Community Credit Union

Headquarters: Candler, North Carolina
Charter: Credit Union
Assets: $429.3M
Fed district: Richmond

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Telco Community Credit Union: $25
Telco Community Credit Union: $25
U.S. median: no median
NSF / Returned Item
Telco Community Credit Union: $25
Telco Community Credit Union: $25
U.S. median: no median
Non-Network ATM
Telco Community Credit Union: $5
Telco Community Credit Union: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for North Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
North Carolina: Banks and credit unions headquartered in North Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Telco Community Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Per returned mail piece$3

Overdraft & NSF

Courtesy Pay Fee (audience not stated, treated as personal)$25
per item
Credit union’s Courtesy Pay Fee$25
per item
NSF Fee (audience not stated, treated as personal)$25
per item

ATM & Card

ATM Debit Card$5
per item
ATM Debit Card Replacement (audience not stated, treated as personal)$5
International Transaction Fee1%of the transaction

Wire Transfers

Wire Transfers Incoming (audience not stated, treated as personal)$5
per item

Check Services

Members: Official Check (audience not stated, treated as personal)$2
per item
Money Order$1
per item
Stop Payment Request (audience not stated, treated as personal)$15
Check/Statement Copy (audience not stated, treated as personal)$2
per item

Digital & Electronic

Bill Pay Fee (audience not stated, treated as personal)$2
per month

Cash & Deposit

Link to cash advance on (audience not stated, treated as personal)No charge

Account Services

3x10= (audience not stated, treated as personal)$25
per item
3x5 = (audience not stated, treated as personal)$20
per item
3x5 = (audience not stated, treated as personal)$20
per year
Safe Deposit Box 10x10 (audience not stated, treated as personal)$45
Safe Deposit Box 5x10 (audience not stated, treated as personal)$30
Safe Deposit Box 5x5 (audience not stated, treated as personal)$25

Other Fees

Overnight Delivery Fee (audience not stated, treated as personal)$50
Returned item NSF fee$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Per returned mail piece	$3	Not stated	None
Overdraft & NSF
Courtesy Pay Fee (audience not stated, treated as personal)	$25	per item	None
Credit union’s Courtesy Pay Fee	$25	per item	None
NSF Fee (audience not stated, treated as personal)	$25	per item	None
ATM & Card
ATM Debit Card	$5	per item	None
ATM Debit Card Replacement (audience not stated, treated as personal)	$5	Not stated	None
International Transaction Fee	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfers Incoming (audience not stated, treated as personal)	$5	per item	None
Check Services
Members: Official Check (audience not stated, treated as personal)	$2	per item	None
Money Order	$1	per item	None
Stop Payment Request (audience not stated, treated as personal)	$15	Not stated	None
Check/Statement Copy (audience not stated, treated as personal)	$2	per item	None
Digital & Electronic
Bill Pay Fee (audience not stated, treated as personal)	$2	per month	None
Cash & Deposit
Link to cash advance on (audience not stated, treated as personal)	No charge	Not stated	None
Account Services
3x10= (audience not stated, treated as personal)	$25	per item	None
3x5 = (audience not stated, treated as personal)	$20	per item	None
3x5 = (audience not stated, treated as personal)	$20	per year	None
Safe Deposit Box 10x10 (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 5x10 (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Box 5x5 (audience not stated, treated as personal)	$25	Not stated	None
Other Fees
Overnight Delivery Fee (audience not stated, treated as personal)	$50	Not stated	None
Returned item NSF fee	$25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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