United Community Bank

Headquarters: Greenville, South Carolina
Charter: Bank
Assets: $29.0B
Fed district: Richmond

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
United Checking for Students $5 · United Essential Banking $5 · United Checking $8 · United Signature Checking $25
Compared at $8, the middle of its prices
United Community Bank: $5 to $25
United Community Bank: $5 to $25
U.S. median: no median
Overdraft (OD)
United Community Bank: $36
United Community Bank: $36
U.S. median: no median
NSF / Returned Item
United Community Bank: No fee
United Community Bank: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Carolina: Banks and credit unions headquartered in South Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from United Community Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$25
per month
Monthly service charge$5
per month
Monthly service charge$25
per month
Monthly service charge$5
per month
Monthly service charge (United Checking)$8
per month · no monthly service charge if enrolled in eStatements or monthly Direct Deposits
Monthly service charge (United Essential Banking)$5
per month
United Checking monthly service charge$8
per month
United Signature Checking monthly service charge$25
per month
Account Closure Within 90 Days of Opening$20
Dormant Fee (until re-activation or escheatment)$5
per month
Paper statements (United Checking for Students)$3
per month
Paper statements (United Essential Banking)$2
per month

Overdraft & NSF

Overdraft (per item)$36
per item
Returned Item NSF (per item)No charge
per item
Overdraft Line of Credit Protection Transfer (per occurrence)$7.50
per item
Overdraft Protection Transfer from Deposit Account (per occurrence)$7.50
per item
Daily overdraft fee limit$108
per day
Overdraft daily fee limit$108
per day

ATM & Card

ATM Transaction/Balance Inquiry Outside of United or Publix ® Presto! Network$1
Non-network ATM transaction/balance inquiry fee$1
per transaction
Card Replacement$5
per item

Check Services

Official Check$10
Stop Payment (branch initiated)$36
Stop Payment (Online Banking initiated)$30
Check Cashing Fee (non-customers) (audience not stated, treated as personal)1%($5 minimum)
Check Copy (per check) (maximum of $30.00)$3
per item

Digital & Electronic

Bill PayNo charge

Cash & Deposit

Returned Deposited ItemNo charge

Account Services

Safe Deposit Box 10 x 10$150
Safe Deposit Box 10 x 15$170
Safe Deposit Box 15 x 18$175
Safe Deposit Box 2 x 5$40
per year
Safe Deposit Box 3 x 10$70
Safe Deposit Box 4 x 10$80
Safe Deposit Box 4 x 5$50
Safe Deposit Box 5 x 10$90
Safe Deposit Box 5 x 5$60
Safe Deposit Box 6 x 10$95
Safe Deposit Box 7 x 10$100
Levy or GarnishmentNo charge
Subpoena Research (hourly rate)$25
Not compared: Charged per hour; comparison unavailable
per hour
Verification of Deposit$20

Other Fees

Branch Photocopies (per page)$1
per item
Research Photocopies (per page)$1
per item
Statement Copy (maximum of $50.00)$5
Subpoena Photocopies (per page)$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$25	per month	None
Monthly service charge	$5	per month	None
Monthly service charge	$25	per month	None
Monthly service charge	$5	per month	None
Monthly service charge (United Checking)	$8	per month	no monthly service charge if enrolled in eStatements or monthly Direct Deposits
Monthly service charge (United Essential Banking)	$5	per month	None
United Checking monthly service charge	$8	per month	None
United Signature Checking monthly service charge	$25	per month	None
Account Closure Within 90 Days of Opening	$20	Not stated	None
Dormant Fee (until re-activation or escheatment)	$5	per month	None
Paper statements (United Checking for Students)	$3	per month	None
Paper statements (United Essential Banking)	$2	per month	None
Overdraft & NSF
Overdraft (per item)	$36	per item	None
Returned Item NSF (per item)	No charge	per item	None
Overdraft Line of Credit Protection Transfer (per occurrence)	$7.50	per item	None
Overdraft Protection Transfer from Deposit Account (per occurrence)	$7.50	per item	None
Daily overdraft fee limit	$108	per day	None
Overdraft daily fee limit	$108	per day	None
ATM & Card
ATM Transaction/Balance Inquiry Outside of United or Publix ® Presto! Network	$1	Not stated	None
Non-network ATM transaction/balance inquiry fee	$1	per transaction	None
Card Replacement	$5	per item	None
Check Services
Official Check	$10	Not stated	None
Stop Payment (branch initiated)	$36	Not stated	None
Stop Payment (Online Banking initiated)	$30	Not stated	None
Check Cashing Fee (non-customers) (audience not stated, treated as personal)	1%($5 minimum)	Not stated	None
Check Copy (per check) (maximum of $30.00)	$3	per item	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Cash & Deposit
Returned Deposited Item	No charge	Not stated	None
Account Services
Safe Deposit Box 10 x 10	$150	Not stated	None
Safe Deposit Box 10 x 15	$170	Not stated	None
Safe Deposit Box 15 x 18	$175	Not stated	None
Safe Deposit Box 2 x 5	$40	per year	None
Safe Deposit Box 3 x 10	$70	Not stated	None
Safe Deposit Box 4 x 10	$80	Not stated	None
Safe Deposit Box 4 x 5	$50	Not stated	None
Safe Deposit Box 5 x 10	$90	Not stated	None
Safe Deposit Box 5 x 5	$60	Not stated	None
Safe Deposit Box 6 x 10	$95	Not stated	None
Safe Deposit Box 7 x 10	$100	Not stated	None
Levy or Garnishment	No charge	Not stated	None
Subpoena Research (hourly rate)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Verification of Deposit	$20	Not stated	None
Other Fees
Branch Photocopies (per page)	$1	per item	None
Research Photocopies (per page)	$1	per item	None
Statement Copy (maximum of $50.00)	$5	Not stated	None
Subpoena Photocopies (per page)	$0.25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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