Gateway Federal Credit Union

Headquarters: Springfield, Oregon
Charter: Credit Union
Assets: $31.4M
Fed district: San Francisco

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
Gateway Federal Credit Union: $25
Gateway Federal Credit Union: $25
U.S. median: no median
Stop Payment
Gateway Federal Credit Union: $25
Gateway Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Int'l Out)
Gateway Federal Credit Union: $35
Gateway Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oregon, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oregon: Banks and credit unions headquartered in Oregon that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Gateway Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$10
per month
Research (1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Research (1 hour minimum) $25 per hour
Returned Mail Fee$10
per month

ATM & Card

Replacement Plastic Card$10
per item
Rush Replacement Visa Card$35
per item

Wire Transfers

Wire Transfer Outgoing (Domestic)$25
Wire Transfer Outgoing (International)$35

Check Services

Corporate Check Fee (first check free)$5
Bill Payer Check Stop Payment$25
per item
Check Cashing Fee$5
Outgoing Collection Item$25
Check Copy$10
per item

Digital & Electronic

Overdrafts (NSF check or ACH returned to merchant)$25
per item
Bill Payer Electronic Payment Proof of Payment$10
Not compared: Per-item charge, not monthly
per item

Account Services

Verification of Deposit$5

Lending Fees

Line-Of-Credit Late Fee$25
per item

Other Fees

Faxed Member Statement$5
Verifications / Payoff Statement$5

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$10	per month	None
Research (1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Research (1 hour minimum) $25 per hour
Returned Mail Fee	$10	per month	None
ATM & Card
Replacement Plastic Card	$10	per item	None
Rush Replacement Visa Card	$35	per item	None
Wire Transfers
Wire Transfer Outgoing (Domestic)	$25	Not stated	None
Wire Transfer Outgoing (International)	$35	Not stated	None
Check Services
Corporate Check Fee (first check free)	$5	Not stated	None
Bill Payer Check Stop Payment	$25	per item	None
Check Cashing Fee	$5	Not stated	None
Outgoing Collection Item	$25	Not stated	None
Check Copy	$10	per item	None
Digital & Electronic
Overdrafts (NSF check or ACH returned to merchant)	$25	per item	None
Bill Payer Electronic Payment Proof of Payment	$10Not compared: Per-item charge, not monthly	per item	None
Account Services
Verification of Deposit	$5	Not stated	None
Lending Fees
Line-Of-Credit Late Fee	$25	per item	None
Other Fees
Faxed Member Statement	$5	Not stated	None
Verifications / Payoff Statement	$5	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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