18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 10, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Secure Checking
NSF / Returned Item
Wire Transfer (Domestic Out)
Compared at $35, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for North Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Nova Federal Credit Union · $121M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Nova Federal Credit Union(this institution) | Charlotte, NC | $121M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| A.A.E.C. Federal Credit Union | Arlington Heights, IL | $119M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Brewer Federal Credit Union | Brewer, ME | $118M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Casco Federal Credit Union | Gorham, ME | $121M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Centex Citizens Federal Credit Union | Mexia, TX | $119M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Central Credit Union of Illinois | Bellwood, IL | $123M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Cgr Federal Credit Union | Macon, GA | $120M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Circle Federal Credit Union | Niles, MI | $117M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Community Federal Credit Union | Lewiston, ME | $120M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Estacado Federal Credit Union | Hobbs, NM | $120M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| F R B Federal Credit Union | Washington, DC | $123M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First American Federal Credit Union | Casa Grande, AZ | $120M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Governmental Employees Federal Credit Union | La Crosse, WI | $122M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Guthrie Community Federal Credit Union | Sayre, PA | $123M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Hancock Federal Credit Union | Findlay, OH | $118M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Luso-American Federal Credit Union | Peabody, MA | $123M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Missouri Central Federal Credit Union | Lees Summit, MO | $123M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Omaha Federal Credit Union | Omaha, NE | $118M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Prestige Community Federal Credit Union | Dallas, TX | $119M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Richland Federal Credit Union | Sidney, MT | $119M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Sea Air Federal Credit Union | Seal Beach, CA | $119M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Tarrant County'S Credit Union | Fort Worth, TX | $124M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Thinkwise Federal Credit Union | San Bernardino, CA | $123M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| United Local Federal Credit Union | Fresno, CA | $119M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Valley Federal Credit Union | Brownsville, TX | $119M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Valley Federal Credit Union | Salem, OR | $119M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 16 publish this fee(monthly maintenance)
9 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $5.95, against a peer median of $7.50 among 16 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Nova Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour
per item
per year
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Secure Checking Monthly service charge (audience not stated, treated as personal) | $5.95 | per month | None |
| Club Accounts - Early Closure | $25 | Not stated | None |
| Dormant Fee - (Primary Savings, Checking) | $10 | per month | None |
| Account Research and /or Balancing Assistance | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Statement Fee | $10 | Not stated | None |
Overdraft & NSF | |||
| NSF / Returned Item | $29 | per item | None |
ATM & Card | |||
| ATM withdrawals per month, each additional withdrawal | $1Not compared: Monthly charge, not per item | per month | None |
| Card Replacement fee | No charge | Not stated | None |
| Replace lost Debit card | $10 | Not stated | None |
| Debit Card Rush Fee | $35 | Not stated | None |
| Rush Fee | $35 | Not stated | None |
| Foreign transaction fee (multiple currency) | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing | $20 | Not stated | None |
| Wire Transfers: Outgoing | $50 | Not stated | None |
| Wire Transfers Domestic - Incoming (audience not stated, treated as personal) | $10 | Not stated | None |
| Wire Transfers: International - Incoming | $20 | Not stated | None |
Check Services | |||
| Official Check | $5 | Not stated | None |
| Official Check - Member | $3 | Not stated | None |
| Stop Payments on personal and credit union checks | $35 | Not stated | None |
| Copy of personal check | $5 | Not stated | None |
Cash & Deposit | |||
| Coin Counting (where available) (audience not stated, treated as personal) | 5% | Not stated | None |
Account Services | |||
| Drilling | $150Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 x 10 (audience not stated, treated as personal) | $80 | per year | None |
| Safe Deposit Box 3 x 10 (audience not stated, treated as personal) | $40 | per year | None |
| Safe Deposit Box 5 x 10 (audience not stated, treated as personal) | $55 | per year | None |
| Safe Deposit Box 5 x 5 (audience not stated, treated as personal) | $50 | per year | None |
| Safe Deposit Boxes 3 x 5 Box (audience not stated, treated as personal) | $30 | per year | None |
| Tax levy/garnishment | $65 | Not stated | None |
| Verification of Deposits | $20 | Not stated | None |
Lending Fees | |||
| Late Payment | 2% | Not stated | None |
| VISA Credit Card Late Payment Fee (audience not stated, treated as personal) | $25 | Not stated | None |
Other Fees | |||
| Statement Copy from Archives | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Club Accounts - Early Closure | $25 | Not stated | None |
| Dormant Fee - (Primary Savings, Checking) | $10 | per month | None |
| Account Research and /or Balancing Assistance | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Statement Fee | $10 | Not stated | None |
Overdraft & NSF | |||
| NSF / Returned Item | $29 | per item | None |
ATM & Card | |||
| ATM withdrawals per month, each additional withdrawal | $1Not compared: Monthly charge, not per item | per month | None |
| Business Account ATM Fees | $1 | per item | None |
| Card Replacement fee | No charge | Not stated | None |
| Replace lost Debit card | $10 | Not stated | None |
| Debit Card Rush Fee | $35 | Not stated | None |
| Rush Fee | $35 | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing | $20 | Not stated | None |
| Wire Transfers: Outgoing | $50 | Not stated | None |
| Wire Transfers: International - Incoming | $20 | Not stated | None |
Check Services | |||
| Official Check | $5 | Not stated | None |
| Official Check - Member | $3 | Not stated | None |
| Stop Payments on personal and credit union checks | $35 | Not stated | None |
| Copy of personal check | $5 | Not stated | None |
Account Services | |||
| Drilling | $150Not compared: Box drilling or key fee | Not stated | None |
| Tax levy/garnishment | $65 | Not stated | None |
| Verification of Deposits | $20 | Not stated | None |
Lending Fees | |||
| Late Payment | 2% | Not stated | None |
Other Fees | |||
| Statement Copy from Archives | $5 | Not stated | None |
Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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