18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 10, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Secure Checking
NSF / Returned Item
Wire Transfer (Domestic Out)
Compared at $35, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for North Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Nova Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour
per item
per year
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Secure Checking Monthly service charge (audience not stated, treated as personal) | $5.95 | per month | None |
| Club Accounts - Early Closure | $25 | Not stated | None |
| Dormant Fee - (Primary Savings, Checking) | $10 | per month | None |
| Account Research and /or Balancing Assistance | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Statement Fee | $10 | Not stated | None |
Overdraft & NSF | |||
| NSF / Returned Item | $29 | per item | None |
ATM & Card | |||
| ATM withdrawals per month, each additional withdrawal | $1Not compared: Monthly charge, not per item | per month | None |
| Card Replacement fee | No charge | Not stated | None |
| Replace lost Debit card | $10 | Not stated | None |
| Debit Card Rush Fee | $35 | Not stated | None |
| Rush Fee | $35 | Not stated | None |
| Foreign transaction fee (multiple currency) | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing | $20 | Not stated | None |
| Wire Transfers: Outgoing | $50 | Not stated | None |
| Wire Transfers Domestic - Incoming (audience not stated, treated as personal) | $10 | Not stated | None |
| Wire Transfers: International - Incoming | $20 | Not stated | None |
Check Services | |||
| Official Check | $5 | Not stated | None |
| Official Check - Member | $3 | Not stated | None |
| Stop Payments on personal and credit union checks | $35 | Not stated | None |
| Copy of personal check | $5 | Not stated | None |
Cash & Deposit | |||
| Coin Counting (where available) (audience not stated, treated as personal) | 5% | Not stated | None |
Account Services | |||
| Drilling | $150Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 x 10 (audience not stated, treated as personal) | $80 | per year | None |
| Safe Deposit Box 3 x 10 (audience not stated, treated as personal) | $40 | per year | None |
| Safe Deposit Box 5 x 10 (audience not stated, treated as personal) | $55 | per year | None |
| Safe Deposit Box 5 x 5 (audience not stated, treated as personal) | $50 | per year | None |
| Safe Deposit Boxes 3 x 5 Box (audience not stated, treated as personal) | $30 | per year | None |
| Tax levy/garnishment | $65 | Not stated | None |
| Verification of Deposits | $20 | Not stated | None |
Lending Fees | |||
| Late Payment | 2% | Not stated | None |
| VISA Credit Card Late Payment Fee (audience not stated, treated as personal) | $25 | Not stated | None |
Other Fees | |||
| Statement Copy from Archives | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Club Accounts - Early Closure | $25 | Not stated | None |
| Dormant Fee - (Primary Savings, Checking) | $10 | per month | None |
| Account Research and /or Balancing Assistance | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Statement Fee | $10 | Not stated | None |
Overdraft & NSF | |||
| NSF / Returned Item | $29 | per item | None |
ATM & Card | |||
| ATM withdrawals per month, each additional withdrawal | $1Not compared: Monthly charge, not per item | per month | None |
| Business Account ATM Fees | $1 | per item | None |
| Card Replacement fee | No charge | Not stated | None |
| Replace lost Debit card | $10 | Not stated | None |
| Debit Card Rush Fee | $35 | Not stated | None |
| Rush Fee | $35 | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing | $20 | Not stated | None |
| Wire Transfers: Outgoing | $50 | Not stated | None |
| Wire Transfers: International - Incoming | $20 | Not stated | None |
Check Services | |||
| Official Check | $5 | Not stated | None |
| Official Check - Member | $3 | Not stated | None |
| Stop Payments on personal and credit union checks | $35 | Not stated | None |
| Copy of personal check | $5 | Not stated | None |
Account Services | |||
| Drilling | $150Not compared: Box drilling or key fee | Not stated | None |
| Tax levy/garnishment | $65 | Not stated | None |
| Verification of Deposits | $20 | Not stated | None |
Lending Fees | |||
| Late Payment | 2% | Not stated | None |
Other Fees | |||
| Statement Copy from Archives | $5 | Not stated | None |
Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.