Selco Community Federal Credit Union

Headquarters: Springfield, Oregon
Charter: Credit Union
Assets: $3.0B
Fed district: San Francisco

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 28, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Select Checking
Selco Community Federal Credit Union: $5
Selco Community Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Selco Community Federal Credit Union: $25
Selco Community Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Selco Community Federal Credit Union: $25
Selco Community Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 28, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oregon, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oregon: Banks and credit unions headquartered in Oregon that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Selco Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$5
per month
Investor Plus Early Closure (within 90 days)$50
Inactive Account (after 12 months of inactivity)$10
per month
Research (per hour, 1 hr minimum)$15
Not compared: Charged per hour; comparison unavailable
per hour · Research (per hour, 1 hr minimum) $15 ELECTRONIC FUNDS FEES
Undeliverable Mail (bad address)$10
per month

Overdraft & NSF

Courtesy Pay$25
per item
Non-Sufficient Funds$25
per item
Returned Check - Owner Issued$25
per item
Overdraft Transfer$3
per item

ATM & Card

Out-of-network ATM fee$1
Replacement Plastic Card$5

Wire Transfers

Wire Transfer Outgoing$25

Check Services

Cashier’s Check$2
Money Order$1.50
Not compared: Monthly charge, not per item
per month
ACH Stop Payment$20
Bill Pay Check Stop Payment$25
per item
Stop Payment$20
per item
Stop Payment via Digital Banking/Privateline$5
per item
Temporary Checks$1
Outgoing Collection Item$25
Check Copy$2
per item
Check Copy (from deposits)$5

Account Services

Late Payment: (more than 45 days late)$15
Not compared: Box drilling or key fee
Safe Deposit Box 10 X 10 X 22$110
per year
Safe Deposit Box 2 X 5 X 22$30
per year
Safe Deposit Box 3 X 10 X 22$50
per year
Safe Deposit Box 3 X 5 X 22$35
per year
Safe Deposit Box 5 X 10 X 22$65
per year
Safe Deposit Box 5 X 5 X 22$45
per year
Legal Process (garnishments and IRS levies)$15
per item

Retirement & IRA

IRA Early Closure (within 180 days)$30

Other Fees

Statement Copies (per page)$1
Not compared: Charged per page; comparison unavailable
per page · Statement Copies (per page) $1 purchase, and POS purchase honored and not returned to

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$5	per month	None
Investor Plus Early Closure (within 90 days)	$50	Not stated	None
Inactive Account (after 12 months of inactivity)	$10	per month	None
Research (per hour, 1 hr minimum)	$15Not compared: Charged per hour; comparison unavailable	per hour	Research (per hour, 1 hr minimum) $15 ELECTRONIC FUNDS FEES
Undeliverable Mail (bad address)	$10	per month	None
Overdraft & NSF
Courtesy Pay	$25	per item	None
Non-Sufficient Funds	$25	per item	None
Returned Check - Owner Issued	$25	per item	None
Overdraft Transfer	$3	per item	None
ATM & Card
Out-of-network ATM fee	$1	Not stated	None
Replacement Plastic Card	$5	Not stated	None
Wire Transfers
Wire Transfer Outgoing	$25	Not stated	None
Check Services
Cashier’s Check	$2	Not stated	None
Money Order	$1.50Not compared: Monthly charge, not per item	per month	None
ACH Stop Payment	$20	Not stated	None
Bill Pay Check Stop Payment	$25	per item	None
Stop Payment	$20	per item	None
Stop Payment via Digital Banking/Privateline	$5	per item	None
Temporary Checks	$1	Not stated	None
Outgoing Collection Item	$25	Not stated	None
Check Copy	$2	per item	None
Check Copy (from deposits)	$5	Not stated	None
Account Services
Late Payment: (more than 45 days late)	$15Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 X 10 X 22	$110	per year	None
Safe Deposit Box 2 X 5 X 22	$30	per year	None
Safe Deposit Box 3 X 10 X 22	$50	per year	None
Safe Deposit Box 3 X 5 X 22	$35	per year	None
Safe Deposit Box 5 X 10 X 22	$65	per year	None
Safe Deposit Box 5 X 5 X 22	$45	per year	None
Legal Process (garnishments and IRS levies)	$15	per item	None
Retirement & IRA
IRA Early Closure (within 180 days)	$30	Not stated	None
Other Fees
Statement Copies (per page)	$1Not compared: Charged per page; comparison unavailable	per page	Statement Copies (per page) $1 purchase, and POS purchase honored and not returned to

Correct a fee source

Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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