Onpoint Community Federal Credit Union

Headquarters: Portland, Oregon
Charter: Credit Union
Assets: $9.5B
Fed district: San Francisco

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Onpoint Community Federal Credit Union: $10
Onpoint Community Federal Credit Union: $10
U.S. median: no median
Non-Network ATM
Onpoint Community Federal Credit Union: $2
Onpoint Community Federal Credit Union: $2
U.S. median: no median
Stop Payment
Onpoint Community Federal Credit Union: $25
Onpoint Community Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oregon, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oregon: Banks and credit unions headquartered in Oregon that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Onpoint Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Research (per hour) (audience not stated, treated as personal)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee (item paid)$10

ATM & Card

ATM Withdrawal at Non-OnPoint Owned$2
Card Replacement$5
per item
Type Card replacement (first replacement per year is free)$5
Rush order fee – domestic$25
Rush order fee – international$65

Wire Transfers

Transferencia bancaria entrante (todas)$8
per transaction

Check Services

Check Printing Varies$30
Stop Payment$25
CHECK COLLECTION FEES Exchange Foreign Currency to US Dollars$15

Cash & Deposit

Foreign Returned Item (per item)$30
per item

Account Services

Garnishment/Levy Fee$50
per item
Garnishment/Levy Fee (per order)$50
per item
Type Garnishment/levy fee (per order)$50
Legal Process Fee (audience not stated, treated as personal)$75
Loan Subordination Fee (per request)$150
per item
Type Loan subordination fee (per request)$150
Type Verification of deposit/loan (per request)$25
Verification of Deposit/Loan$25
per item · per request
Verification of Deposit/Loan (per request)$25
per item

Other Fees

Photocopies of Transaction Slip$12
Photocopies of Transaction Slip (Visa card, per item)$12
per item
Cargo anual por la línea de crédito Equity Flex$75
Cargo anual por línea de crédito personal$24
Cargo por reamortización hipotecaria$250
one time
Deed of Trust Reconveyance Fee (Oregon)$153
Deed of Trust Reconveyance Fee (Washington)$356

Fee	Amount	Basis	Note
Account Maintenance
Account Research (per hour) (audience not stated, treated as personal)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee (item paid)	$10	Not stated	None
ATM & Card
ATM Withdrawal at Non-OnPoint Owned	$2	Not stated	None
Card Replacement	$5	per item	None
Type Card replacement (first replacement per year is free)	$5	Not stated	None
Rush order fee – domestic	$25	Not stated	None
Rush order fee – international	$65	Not stated	None
Wire Transfers
Transferencia bancaria entrante (todas)	$8	per transaction	None
Check Services
Check Printing Varies	$30	Not stated	None
Stop Payment	$25	Not stated	None
CHECK COLLECTION FEES Exchange Foreign Currency to US Dollars	$15	Not stated	None
Cash & Deposit
Foreign Returned Item (per item)	$30	per item	None
Account Services
Garnishment/Levy Fee	$50	per item	None
Garnishment/Levy Fee (per order)	$50	per item	None
Type Garnishment/levy fee (per order)	$50	Not stated	None
Legal Process Fee (audience not stated, treated as personal)	$75	Not stated	None
Loan Subordination Fee (per request)	$150	per item	None
Type Loan subordination fee (per request)	$150	Not stated	None
Type Verification of deposit/loan (per request)	$25	Not stated	None
Verification of Deposit/Loan	$25	per item	per request
Verification of Deposit/Loan (per request)	$25	per item	None
Other Fees
Photocopies of Transaction Slip	$12	Not stated	None
Photocopies of Transaction Slip (Visa card, per item)	$12	per item	None
Cargo anual por la línea de crédito Equity Flex	$75	Not stated	None
Cargo anual por línea de crédito personal	$24	Not stated	None
Cargo por reamortización hipotecaria	$250	one time	None
Deed of Trust Reconveyance Fee (Oregon)	$153	Not stated	None
Deed of Trust Reconveyance Fee (Washington)	$356	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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