Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

First Carolina People'S Federal Credit Union

Goldsboro, North CarolinaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Below minimum fee/each occurrence$3Below the typical range ($5–$12.25 nationally)

Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=minimum_balance; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Below minimum fee/each occurrence / $3.00" · Source

Dormant accts./3 yrs. dormant/balance below$2

$3 below the national median

per month · Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=dormant_account; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Dormant accts./3 yrs. dormant/balance below $2500 / $2.00 / month" · Source

FAX for members$0

$20 below the national median

Knox read a free fee from Rosetta artifact #2089. canonical_hint=account_research; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="FAX for members / No Charge" · Source

Research Fee - 1st Hour$25

$5 above the national median

Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=account_research; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Research Fee - 1st Hour / $25.00" · Source

Research Fee - each additional hour$10

$10 below the national median

Overdraft & NSFVerified

NSF Check (includes billpay)$35Above the typical range ($25–$32 nationally)
$6 above the national median
Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=nsf; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="NSF Check (includes billpay) / $35.00" · Source

ATM & CardVerified

Each additional lost card$30Above the typical range ($5–$10 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=card_replacement; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Each additional lost card / $30.00" · Source
Lost Card (1st time)$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=card_replacement; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Lost Card (1st time) / $5.00" · Source
Worn / Damaged Card replacement$0Below the typical range ($5–$10 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #2089. canonical_hint=card_replacement; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Worn / Damaged Card replacement / No Charge" · Source

Wire TransfersVerified

Wire Transfer (in or out) domestic only$10Below the typical range ($20–$25 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=wire_domestic_outgoing; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Wire Transfer (in or out) domestic only / $10.00 (before 1:00 p.m.)" · Source
Wire Transfer (in or out) domestic only$15Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=wire_domestic_outgoing; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Wire Transfer (in or out) domestic only / $15.00 (after 1:00 p.m.)" · Source

Check ServicesVerified

Cashier's Check (payable to 2nd party)$2Below the typical range ($3–$6 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=cashiers_check; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Cashier's Check (payable to 2nd party) / $2.00" · Source
Check Copy (each)$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=check_image; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Check Copy (each) / $5.00" · Source
Stop Payments (includes billpay)$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=stop_payment; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="**Stop Payments (includes billpay) / $35.00" · Source

Digital & ElectronicVerified

Bill pay inactivity$2Within the typical range ($0–$12.50 nationally)
$3 below the national median
per month · Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=bill_pay; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Bill pay inactivity / $2.00 / month" · Source
Stop ACH origination before loan payoff$10Within the typical range ($5–$20 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=ach_origination; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Stop ACH origination before loan payoff / $10.00" · Source

Account ServicesVerified

3 x 10$40Within the typical range ($25–$80 nationally)
At the national median
per year · Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=safe_deposit_box; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="3 x 10 / $40.00 per year" · Source
3 x 5$25Within the typical range ($25–$80 nationally)
$15 below the national median
per year · Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=safe_deposit_box; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="3 x 5 / $25.00 per year" · Source
Duplicate lien release request$10Below the typical range ($25–$100 nationally)
$40 below the national median
Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=legal_process; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Duplicate lien release request / $10.00" · Source
One lost key$50Within the typical range ($25–$80 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=safe_deposit_box; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="One lost key / $50.00" · Source
Tax Levy / Garnishment processing fee$25Within the typical range ($25–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=garnishment_levy; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Tax Levy / Garnishment processing fee / $25.00" · Source

Other FeesVerified

Statement Copies$5Within the typical range ($2–$5 nationally)
$2 above the national median
per month · Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=document_reproduction; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Statement Copies / $5.00 / month" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Below minimum fee/each occurrence	$3Below the typical range ($5–$12.25 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=minimum_balance; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Below minimum fee/each occurrence / $3.00"	Source
Dormant accts./3 yrs. dormant/balance below	$2Below the typical range ($5–$10 nationally)	$3 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=dormant_account; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Dormant accts./3 yrs. dormant/balance below $2500 / $2.00 / month"	Source
FAX for members	$0Below the typical range ($15–$25 nationally)	$20 below the national median	—	Knox read a free fee from Rosetta artifact #2089. canonical_hint=account_research; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="FAX for members / No Charge"	Source
Research Fee - 1st Hour	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=account_research; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Research Fee - 1st Hour / $25.00"	Source
Research Fee - each additional hour	$10Below the typical range ($15–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=account_research; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Research Fee - each additional hour / $10.00"	Source
Overdraft & NSFVerified
NSF Check (includes billpay)	$35Above the typical range ($25–$32 nationally)	$6 above the national median	—	Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=nsf; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="NSF Check (includes billpay) / $35.00"	Source
ATM & CardVerified
Each additional lost card	$30Above the typical range ($5–$10 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=card_replacement; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Each additional lost card / $30.00"	Source
Lost Card (1st time)
Wire TransfersVerified
Wire Transfer (in or out) domestic only	$10Below the typical range ($20–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=wire_domestic_outgoing; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Wire Transfer (in or out) domestic only / $10.00 (before 1:00 p.m.)"	Source

Check ServicesVerified
Cashier's Check (payable to 2nd party)	$2Below the typical range ($3–$6 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=cashiers_check; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Cashier's Check (payable to 2nd party) / $2.00"	Source
Check Copy (each)
Digital & ElectronicVerified
Bill pay inactivity	$2Within the typical range ($0–$12.50 nationally)	$3 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=bill_pay; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Bill pay inactivity / $2.00 / month"	Source
Stop ACH origination before loan payoff
Account ServicesVerified
3 x 10	$40Within the typical range ($25–$80 nationally)	At the national median	per year	Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=safe_deposit_box; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="3 x 10 / $40.00 per year"	Source
3 x 5	$25
Other FeesVerified
Statement Copies	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2089. canonical_hint=document_reproduction; text_hash=5b5f7a7df0d0bb19cd28682ee2e341673eb137aa0a89b036e3853e0c268f4770; excerpt="Statement Copies / $5.00 / month"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

21% above the national median NSF fee

Total fees: 22 — leaner than most institutions

Verified fees

Under review

Assets

$33.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$33.3M

Total deposits

$30.3M

Service charge income (year to date)

$52K

Fee income ratio

4.8%

Return on assets

-1.29%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

See pricing

Wire Transfer (in or out) domestic only