Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Intandem Federal Credit Union

Grand Rapids, MichiganCredit UnionChicago Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

The minimum balance required to open a Fresh Start Checking Account is$10Within the typical range ($9.25–$750 nationally)

Knox deterministic extraction from Rosetta artifact #353. canonical_hint=minimum_balance; text_hash=e2b92ee4c4715402f98f258023aab55d3fff63cd08e9c943c10ecc4a1086b3e9; excerpt="The minimum balance required to open a Fresh Start Checking Account is $10.00" · Source

The minimum balance required to open a Primary Savings Account is$5

$245 below the national median

We do require you to maintain a minimum balance in your Primary Savings Account of$5

$245 below the national median

Knox deterministic extraction from Rosetta artifact #353. canonical_hint=minimum_balance; text_hash=e2b92ee4c4715402f98f258023aab55d3fff63cd08e9c943c10ecc4a1086b3e9; excerpt="We do require you to maintain a minimum balance in your Primary Savings Account of $5.00 as a condition of using an access device (card or code) to accomplish a transfer" · Source

You must maintain a minimum balance of$100

$150 below the national median

per year · Knox deterministic extraction from Rosetta artifact #353. canonical_hint=minimum_balance; text_hash=e2b92ee4c4715402f98f258023aab55d3fff63cd08e9c943c10ecc4a1086b3e9; excerpt="You must maintain a minimum balance of $100.00 in your Primary Savings Account each day to obtain the disclosed Annual Percentage Yield (not applicable if the account owner is unde" · Source

Overdraft & NSFVerified

However, we may elect to transfer the$10Within the typical range ($7.50–$35 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #353. canonical_hint=overdraft; text_hash=e2b92ee4c4715402f98f258023aab55d3fff63cd08e9c943c10ecc4a1086b3e9; excerpt="However, we may elect to transfer the $10 in your linked savings account and pay the remaining portion of the item using Overdraft Privilege" · Source
The available balance in your account at the time of presentment is$15Within the typical range ($7.50–$35 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #353. canonical_hint=overdraft; text_hash=e2b92ee4c4715402f98f258023aab55d3fff63cd08e9c943c10ecc4a1086b3e9; excerpt="The available balance in your account at the time of presentment is $15.00, but the Credit Union pays the item in accordance its Overdraft Privilege service, resulting in an overdr" · Source
When the check is presented for payment because you don’t have$80Above the typical range ($7.50–$35 nationally)
$55 above the national median
Knox deterministic extraction from Rosetta artifact #353. canonical_hint=overdraft; text_hash=e2b92ee4c4715402f98f258023aab55d3fff63cd08e9c943c10ecc4a1086b3e9; excerpt="When the check is presented for payment because you don’t have $80 available in your checking account or regular savings account, the item cannot be fully paid using the Overdraft " · Source

ATM & CardVerified

Using your ATM card: You may not exceed$600Above the typical range ($2–$35 nationally)
$590 above the national median
per day · Knox deterministic extraction from Rosetta artifact #353. canonical_hint=atm_non_network; text_hash=e2b92ee4c4715402f98f258023aab55d3fff63cd08e9c943c10ecc4a1086b3e9; excerpt="Using your ATM card: You may not exceed $600.00 in PIN transactions per day, $250.00 if offline (offline limits may not be imposed in all instances)" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
The minimum balance required to open a Fresh Start Checking Account is	$10Within the typical range ($9.25–$750 nationally)	$240 below the national median	—	Knox deterministic extraction from Rosetta artifact #353. canonical_hint=minimum_balance; text_hash=e2b92ee4c4715402f98f258023aab55d3fff63cd08e9c943c10ecc4a1086b3e9; excerpt="The minimum balance required to open a Fresh Start Checking Account is $10.00"	Source
The minimum balance required to open a Primary Savings Account is	$5Below the typical range ($9.25–$750 nationally)	$245 below the national median	—	Knox deterministic extraction from Rosetta artifact #353. canonical_hint=minimum_balance; text_hash=e2b92ee4c4715402f98f258023aab55d3fff63cd08e9c943c10ecc4a1086b3e9; excerpt="The minimum balance required to open a Primary Savings Account is $5.00"	Source
We do require you to maintain a minimum balance in your Primary Savings Account of	$5Below the typical range ($9.25–$750 nationally)	$245 below the national median	—	Knox deterministic extraction from Rosetta artifact #353. canonical_hint=minimum_balance; text_hash=e2b92ee4c4715402f98f258023aab55d3fff63cd08e9c943c10ecc4a1086b3e9; excerpt="We do require you to maintain a minimum balance in your Primary Savings Account of $5.00 as a condition of using an access device (card or code) to accomplish a transfer"	Source
You must maintain a minimum balance of	$100Within the typical range ($9.25–$750 nationally)	$150 below the national median	per year	Knox deterministic extraction from Rosetta artifact #353. canonical_hint=minimum_balance; text_hash=e2b92ee4c4715402f98f258023aab55d3fff63cd08e9c943c10ecc4a1086b3e9; excerpt="You must maintain a minimum balance of $100.00 in your Primary Savings Account each day to obtain the disclosed Annual Percentage Yield (not applicable if the account owner is unde"	Source
Overdraft & NSFVerified
However, we may elect to transfer the	$10Within the typical range ($7.50–$35 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #353. canonical_hint=overdraft; text_hash=e2b92ee4c4715402f98f258023aab55d3fff63cd08e9c943c10ecc4a1086b3e9; excerpt="However, we may elect to transfer the $10 in your linked savings account and pay the remaining portion of the item using Overdraft Privilege"	Source
ATM & CardVerified
Using your ATM card: You may not exceed	$600Above the typical range ($2–$35 nationally)	$590 above the national median	per day	Knox deterministic extraction from Rosetta artifact #353. canonical_hint=atm_non_network; text_hash=e2b92ee4c4715402f98f258023aab55d3fff63cd08e9c943c10ecc4a1086b3e9; excerpt="Using your ATM card: You may not exceed $600.00 in PIN transactions per day, $250.00 if offline (offline limits may not be imposed in all instances)"	Source

Fee change alerts

Get an email when Intandem Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Intandem Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$15

Overdraft fee: $15

40% below the national median overdraft fee

Total fees: 8 — leaner than most institutions

Verified fees

Under review

Assets

$75.8M

Work at Intandem Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$75.8M

Total deposits

$65.8M

Service charge income (year to date)

$269K

Fee income ratio

11.3%

Return on assets

0.82%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 5,474 verified fees from 1,488 institutions

See pricing