vs. U.S. typical range:LowerTypicalHigher
per month · Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=monthly_maintenance; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="STOP PAYMENTS Share Drafts: (the request is only good for 6 months) ACH: (the request is permanent) | $30.00 $30.00 | Billpay Service Monthly Fee Failed Transaction Fee | $3.95 $10" · Source
Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=early_closure; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="Member Statement Copy Fee (printed by MCCU) Statement Copy Fee (per statement/printout) Interim History Printout | $5.00 $3.00 | Closed Account / Re-Open Fee: If closed within 90 d" · Source
per month · Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=dormant_account; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="IRA Account Maintenance Fee | $10.00 | Dormant Account/Abandoned Property Fee (per account /per month) | $10.00" · Source
per item · Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=nsf; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="Insufficient Funds (NSF) (per item returned by MCCU) | $30.00 | Check Copy Fee (per item) | $1.00" · Source
per item · Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=overdraft; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="Overdraft Privilege (per item paid by MCCU) | $30.00 | Copy of Check Issued by Credit Union | $25.00" · Source
$1.50 below the national median
Knox read a free fee from Rosetta artifact #3322. canonical_hint=atm_non_network; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="Transactions at Mid Carolina Credit Union owned and CO-OP Network affiliated ATM machines | No Charge" · Source
per item · Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=check_image; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="Insufficient Funds (NSF) (per item returned by MCCU) | $30.00 | Check Copy Fee (per item) | $1.00" · Source
per item · Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=check_cashing; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="Legal process tax levies, garnishments, etc..(per occurrence) | The lesser of $25or Actual Costs | Third-Party Check Cashing Fee (per item) | Up to $25.00" · Source
per transaction · Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=garnishment_levy; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="REG D excessive share savings transaction fee (per transaction – greater than 6 transactions) | $2.00 | Garnishment and Levy Processing Fee | $25.00" · Source
per item · Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=legal_process; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="Legal process tax levies, garnishments, etc..(per occurrence) | The lesser of $25or Actual Costs | Third-Party Check Cashing Fee (per item) | Up to $25.00" · Source
per month · Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=ira_administration; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="IRA Account Maintenance Fee | $10.00 | Dormant Account/Abandoned Property Fee (per account /per month) | $10.00" · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Billpay Service Monthly Fee Failed Transaction Fee | $3.95Below the typical range ($4–$12.63 nationally) | $2.18 below the national median | per month | Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=monthly_maintenance; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="STOP PAYMENTS Share Drafts: (the request is only good for 6 months) ACH: (the request is permanent) | $30.00 $30.00 | Billpay Service Monthly Fee Failed Transaction Fee | $3.95 $10" | Source |
| Closed Account / Re-Open Fee: If closed within 90 days of opening. If re-opened within 90 days of closure | $5Below the typical range ($10–$25 nationally) | $10 below the national median | — | Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=early_closure; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="Member Statement Copy Fee (printed by MCCU) Statement Copy Fee (per statement/printout) Interim History Printout | $5.00 $3.00 | Closed Account / Re-Open Fee: If closed within 90 d" | Source |
| Dormant Account/Abandoned Property Fee (per account /per month) | $10Within the typical range ($5–$10 nationally) | $5 above the national median | per month | Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=dormant_account; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="IRA Account Maintenance Fee | $10.00 | Dormant Account/Abandoned Property Fee (per account /per month) | $10.00" | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds (NSF) (per item returned by MCCU) | $30Within the typical range ($25–$32 nationally) | $1 above the national median | per item | Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=nsf; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="Insufficient Funds (NSF) (per item returned by MCCU) | $30.00 | Check Copy Fee (per item) | $1.00" | Source |
| Overdraft Privilege (per item paid by MCCU) | |||||
ATM & CardVerified | |||||
| Transactions at Mid Carolina Credit Union owned and CO-OP Network affiliated ATM machines | $0Below the typical range ($1–$3 nationally) | $1.50 below the national median | — | Knox read a free fee from Rosetta artifact #3322. canonical_hint=atm_non_network; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="Transactions at Mid Carolina Credit Union owned and CO-OP Network affiliated ATM machines | No Charge" | Source |
Check ServicesVerified | |||||
| Check Copy Fee (per item) | $1Below the typical range ($2–$5 nationally) | $2 below the national median | per item | Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=check_image; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="Insufficient Funds (NSF) (per item returned by MCCU) | $30.00 | Check Copy Fee (per item) | $1.00" | Source |
| or Actual Costs | Third-Party Check Cashing Fee (per item) | Up to | |||||
Account ServicesVerified | |||||
| Garnishment and Levy Processing Fee | $25Within the typical range ($25–$75 nationally) | $25 below the national median | per transaction | Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=garnishment_levy; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="REG D excessive share savings transaction fee (per transaction – greater than 6 transactions) | $2.00 | Garnishment and Levy Processing Fee | $25.00" | Source |
Retirement & IRAVerified | |||||
| IRA Account Maintenance Fee | $10Within the typical range ($10–$25 nationally) | $5 below the national median | per month | Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=ira_administration; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="IRA Account Maintenance Fee | $10.00 | Dormant Account/Abandoned Property Fee (per account /per month) | $10.00" | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Work at Mid Carolina Federal Credit Union? Benchmark it against peers, free
Headline fees vs. national median
Overdraft
$30
Verified fees
11
Under review
0
Assets
$181.8M
Work at Mid Carolina Federal Credit Union? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$181.8M
Total deposits
$160.6M
Service charge income (year to date)
$700K
Fee income ratio
12.0%
Return on assets
0.89%
Financial profile · Pro
| $30Within the typical range ($20–$30 nationally) |
| $2 above the national median |
| per item |
| Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=overdraft; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="Overdraft Privilege (per item paid by MCCU) | $30.00 | Copy of Check Issued by Credit Union | $25.00" |
| Source |
| $25Above the typical range ($5–$10 nationally) |
| $20 above the national median |
| per item |
| Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=check_cashing; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="Legal process tax levies, garnishments, etc..(per occurrence) | The lesser of $25or Actual Costs | Third-Party Check Cashing Fee (per item) | Up to $25.00" |
| Source |
| Legal process tax levies, garnishments, etc..(per occurrence) | The lesser of |
| $25Within the typical range ($25–$100 nationally) |
| $25 below the national median |
| per item |
| Knox deterministic extraction from Rosetta artifact #3322. canonical_hint=legal_process; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="Legal process tax levies, garnishments, etc..(per occurrence) | The lesser of $25or Actual Costs | Third-Party Check Cashing Fee (per item) | Up to $25.00" |
| Source |
Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.