Spc Federal Credit Union

Headquarters: Hartsville, South Carolina
Charter: Credit Union
Assets: $265.8M
Fed district: Richmond

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Spc Federal Credit Union: $30
Spc Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Spc Federal Credit Union: $30
Spc Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Spc Federal Credit Union: $1
Spc Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Carolina: Banks and credit unions headquartered in South Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Spc Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closing (within 90 days of opening)$5
Inactivity/Dormancy$10
per month
Account Printout$3
per item
Paper Statement fee$2
Incorrect Address (per statement period)$5
per month

Overdraft & NSF

Overdraft Privilege Fee/Courtesy Pay (per occurrence – to include repeat presentments)$30
per item
Non-sufficient funds draft, paper or electronic (per occurrence- to include repeat presentments)$30
per item

ATM & Card

Non SPC Anytime ATM Transactions$1
Replacement ATM/Debit/Instant Issue Card fee$10

Wire Transfers

Wire transfer domestic (per transfer) – outgoing$15
per item
Wire transfer international (per transfer) – outgoing$20
per item

Check Services

Certified check fee (excess of 1per month)$5
Counter Checks$4
Third Party Check Cashing Fee (Share Balance under and no other services)$5
Collection Item (per item)$20
per item
Check (Share Draft) Copy (per item)$3
per item

Digital & Electronic

Active Bill Pay MembersNo charge
Billing period using SPC Bill Payer$5.95

Cash & Deposit

Coin Machine10%

Account Services

Safe Deposit Box 10”x10$80
Safe Deposit Box 3”x10”$50
Safe Deposit Box 3”x5”$35
Safe Deposit Box 5”x10”$65
Levy/Garnishment Processing Fee$15
Account reconciliation/research/verification of deposit fee (per hour)$15
Not compared: Charged per hour; comparison unavailable
per hour

Other Fees

Statement copy (per statement/printed)$3

Fee	Amount	Basis	Note
Account Maintenance
Account Closing (within 90 days of opening)	$5	Not stated	None
Inactivity/Dormancy	$10	per month	None
Account Printout	$3	per item	None
Paper Statement fee	$2	Not stated	None
Incorrect Address (per statement period)	$5	per month	None
Overdraft & NSF
Overdraft Privilege Fee/Courtesy Pay (per occurrence – to include repeat presentments)	$30	per item	None
Non-sufficient funds draft, paper or electronic (per occurrence- to include repeat presentments)	$30	per item	None
ATM & Card
Non SPC Anytime ATM Transactions	$1	Not stated	None
Replacement ATM/Debit/Instant Issue Card fee	$10	Not stated	None
Wire Transfers
Wire transfer domestic (per transfer) – outgoing	$15	per item	None
Wire transfer international (per transfer) – outgoing	$20	per item	None
Check Services
Certified check fee (excess of 1per month)	$5	Not stated	None
Counter Checks	$4	Not stated	None
Third Party Check Cashing Fee (Share Balance under and no other services)	$5	Not stated	None
Collection Item (per item)	$20	per item	None
Check (Share Draft) Copy (per item)	$3	per item	None
Digital & Electronic
Active Bill Pay Members	No charge	Not stated	None
Billing period using SPC Bill Payer	$5.95	Not stated	None
Cash & Deposit
Coin Machine	10%	Not stated	None
Account Services
Safe Deposit Box 10”x10	$80	Not stated	None
Safe Deposit Box 3”x10”	$50	Not stated	None
Safe Deposit Box 3”x5”	$35	Not stated	None
Safe Deposit Box 5”x10”	$65	Not stated	None
Levy/Garnishment Processing Fee	$15	Not stated	None
Account reconciliation/research/verification of deposit fee (per hour)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Other Fees
Statement copy (per statement/printed)	$3	Not stated	None

Fee	Amount	Basis	Note
Account Maintenance
Account Printout	$3	per item	None
Cash & Deposit
Coin Machine	10%	Not stated	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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