Iq Federal Credit Union

Headquarters: Vancouver, Washington
Charter: Credit Union
Assets: $2.2B
Fed district: San Francisco

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $3, the middle of its prices
Iq Federal Credit Union: $0 to $6
Iq Federal Credit Union: $0 to $6
U.S. median: no median
Overdraft (OD)
Iq Federal Credit Union: $30
Iq Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Iq Federal Credit Union: $30
Iq Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Iq Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Interest Checking Monthly service charge$6
per month
Monthly MaintenanceNo charge
per month
Account Closure$10
per item
Inactive Checking Account Fee$5
per month
Account Reconciliation/Research$35
Not compared: Charged per hour; comparison unavailable
per hour
ACH Research Fee$10
per item
Paper Statements$2
per month
Returned Mail Fee$5
per month

Overdraft & NSF

Overdraft fee$30
per item
Overdraft fee$30
per item
NSF Fee (Non-Sufficient Funds)$30
per item
Returned Item Fee$30
per item
Overdraft Transfer from Shares$3
per item

ATM & Card

ATM Withdrawal Fee$1
per transaction
Card Replacement Fee$5
per item
Expedited Card Fee$25
per item

Wire Transfers

Wire Transfer Fee – Domestic$20
per item
Wire Incoming Fee$10
per item
Wire Transfer Fee – International$50
per item

Check Services

Cashier’s Check Fee 1 free per day, then$5
per item
Stop Payment Request$25
per item
Stop Payment Request – Online$20
per item
Temporary Counter Checks$2
per item
3rd Party Check Cashing Fee (audience not stated, treated as personal)1%($1 minimum)
Foreign & Collection Items: Bond/Coupon Collection$30
Foreign Check Fee$10
per item
Check Copy$3
per item

Digital & Electronic

Rush Delivery Bill Pay Payments$15
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Coin Machine Fee7%

Account Services

Safe Deposit Box 10X10$100
per year
Safe Deposit Box 3X5$30
per year
Safe Deposit Box 5X10$75
per year
Safe Deposit Box 5X5$40
per year
Safe Deposit Box Rental Fee: 3X10 box$50
per year
Legal Process Fee$50
per item

Other Fees

Statement Reprint Fee$2
Not compared: Charged per page; comparison unavailable
per page
HELOC Annual Fee$35
Not compared: Annual charge, not per item
per year
HELOC Fixed Conversion Fee (convert fixed portion back to line of credit)$50
per transaction
Loan Skip Payment Fee$30
per item
Other Lending Fee$50
one time

Fee	Amount	Basis	Note
Account Maintenance
Interest Checking Monthly service charge	$6	per month	None
Monthly Maintenance	No charge	per month	None
Account Closure	$10	per item	None
Inactive Checking Account Fee	$5	per month	None
Account Reconciliation/Research	$35Not compared: Charged per hour; comparison unavailable	per hour	None
ACH Research Fee	$10	per item	None
Paper Statements	$2	per month	None
Returned Mail Fee	$5	per month	None
Overdraft & NSF
Overdraft fee	$30	per item	None
Overdraft fee	$30	per item	None
NSF Fee (Non-Sufficient Funds)	$30	per item	None
Returned Item Fee	$30	per item	None
Overdraft Transfer from Shares	$3	per item	None
ATM & Card
ATM Withdrawal Fee	$1	per transaction	None
Card Replacement Fee	$5	per item	None
Expedited Card Fee	$25	per item	None
Wire Transfers
Wire Transfer Fee – Domestic	$20	per item	None
Wire Incoming Fee	$10	per item	None
Wire Transfer Fee – International	$50	per item	None
Check Services
Cashier’s Check Fee 1 free per day, then	$5	per item	None
Stop Payment Request	$25	per item	None
Stop Payment Request – Online	$20	per item	None
Temporary Counter Checks	$2	per item	None
3rd Party Check Cashing Fee (audience not stated, treated as personal)	1%($1 minimum)	Not stated	None
Foreign & Collection Items: Bond/Coupon Collection	$30	Not stated	None
Foreign Check Fee	$10	per item	None
Check Copy	$3	per item	None
Digital & Electronic
Rush Delivery Bill Pay Payments	$15Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Coin Machine Fee	7%	Not stated	None
Account Services
Safe Deposit Box 10X10	$100	per year	None
Safe Deposit Box 3X5	$30	per year	None
Safe Deposit Box 5X10	$75	per year	None
Safe Deposit Box 5X5	$40	per year	None
Safe Deposit Box Rental Fee: 3X10 box	$50	per year	None
Legal Process Fee	$50	per item	None
Other Fees
Statement Reprint Fee	$2Not compared: Charged per page; comparison unavailable	per page	None
HELOC Annual Fee	$35Not compared: Annual charge, not per item	per year	None
HELOC Fixed Conversion Fee (convert fixed portion back to line of credit)	$50	per transaction	None
Loan Skip Payment Fee	$30	per item	None
Other Lending Fee	$50	one time	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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