15 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for North Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Piedmont Advantage Credit Union · $368M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Piedmont Advantage Credit Union(this institution) | Winston Salem, NC | $368M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Aero Federal Credit Union | Glendale, AZ | $364M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Affidian Federal Credit Union | Denver, CO | $360M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Allegiance Federal Credit Union | Oklahoma City, OK | $372M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| C-Plant Federal Credit Union | Paducah, KY | $366M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cardinal Credit Union, Inc. | Mentor, OH | $366M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Class Act Federal Credit Union | Louisville, KY | $365M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Alliance Federal Credit Union | Rochester, MN | $358M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Capital Federal Credit Union | York, PA | $368M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Great Basin Federal Credit Union | Reno, NV | $373M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Great Northwest Federal Credit Union | Aberdeen, WA | $375M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| HUDSON RIVER COMMUNITY | Corinth, NY | $364M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Marshall Community Federal Credit Union | Marshall, MI | $372M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mass Bay Federal Credit Union | South Boston, MA | $367M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| My Federal Credit Union | Bloomington, MN | $366M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Panhandle Federal Credit Union | Panama City, FL | $368M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Pasadena Federal Credit Union | Pasadena, CA | $375M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Peopleschoice Federal Credit Union | Biddeford, ME | $367M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sharepoint Federal Credit Union | Bloomington, MN | $360M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Signal Financial Federal Credit Union | Kensington, MD | $364M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| St. Jean'S Federal Credit Union | lynn, MA | $373M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Summit Federal Credit Union | Greensboro, NC | $369M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Sunbelt Federal Credit Union | Hattiesburg, MS | $366M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| United Financial Federal Credit Union | Saginaw, MI | $360M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Waterbury Connecticut Teachers Federal Credit Union | Waterbury, CT | $365M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| West-Aircomm Federal Credit Union | Beaver, PA | $376M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $5 among 14 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Piedmont Advantage Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Amounts from Piedmont Advantage Credit Union’s own schedules, with a source for each figure.
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Escheatments (audience not stated, treated as personal) | $100 | Not stated | None |
| Inactive Membership (no activity within 12 months) | $10 | per month | None |
| Paper Statement | $3 | per item | None |
| Return Statement | $3Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Overdraft (OD) | $32 | Not stated | None |
| Overdraft Advantage – Overdraft/NSF Fee | $32 | per item | None |
| Insufficient Funds (NSF) Fee | $32 | per item | None |
ATM & Card | |||
| ATM Usage (Non-Piedmont Advantage ATM) | $1 | per item | None |
| Plastic Card Replacement (Debit) | $20 | per item | None |
Wire Transfers | |||
| Wire Transfer – Domestic (audience not stated, treated as personal) | $20 | per item | None |
Check Services | |||
| Official Check with 3rd Party Payee (audience not stated, treated as personal) | $5 | per item | None |
| Stop Payment | $25 | per item | None |
| Collection Item (audience not stated, treated as personal) | $10 | per item | None |
| Foreign Check Fee | $50 | per item | None |
| Check Copies | $3 | per item | None |
Digital & Electronic | |||
| Returned ACH Origination | $32 | per item | None |
Account Services | |||
| Mortgage Subordination (audience not stated, treated as personal) | $100 | Not stated | None |
| Verification of Deposit (VOD) | $10 | Not stated | None |
Lending Fees | |||
| Real Estate Loans Late Payment (audience not stated, treated as personal) | 4% | Not stated | None |
Other Fees | |||
| Statement Copy (Quarterly/Monthly) | $3 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per month
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Inactive Membership (no activity within 12 months) | $10 | per month | None |
| Inactive Membership (no activity within 12 months) | $10 | per month | None |
| Paper Statement | $3 | per item | None |
| Paper Statement | $3 | per item | None |
| Return Mail | $3Not compared: Per-item charge, not monthly | per item | None |
| Return Statement | $3Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Overdraft (OD) | $32 | Not stated | None |
| Overdraft Advantage – Overdraft Fee | $32 | per item | None |
| Overdraft Advantage – Overdraft/NSF Fee | $32 | per item | None |
| Insufficient Funds (NSF) Fee | $32 | per item | None |
| Insufficient Funds (NSF) Fee | $32 | per item | None |
ATM & Card | |||
| ATM Usage (Non-Piedmont Advantage ATM) | $1 | per item | None |
| Plastic Card Replacement (Debit) | $20 | per item | None |
| Plastic Card Replacement (Debit) | $20 | per item | None |
Wire Transfers | |||
| Wire Transfer – Domestic | $20 | per item | None |
| Wire Transfer – International | $35 | per item | None |
Check Services | |||
| Official Check with 3rd Party Payee | $5 | per item | None |
| Stop Payment | $25 | per item | None |
| Stop Payment 1 | $25 | per item | None |
| Collection Item | $10 | per item | None |
| Foreign Check Fee | $50 | per item | None |
| Foreign Check Fee | $50 | per item | None |
| Check Copies | $3 | per item | None |
| Check Copies 1 | $3 | per item | None |
Digital & Electronic | |||
| Returned ACH Origination | $32 | per item | None |
Account Services | |||
| Mortgage Subordination | $100 | Not stated | None |
| Verification of Deposit (VOD) | $10 | Not stated | None |
| Verification of Deposit (VOD) | $10 | per item | None |
Lending Fees | |||
| Real Estate Loans Late Payment | 4% | Not stated | None |
Other Fees | |||
| Duplicate Statement Copy (Quarterly / Monthly) | $3 | per item | None |
| Statement Copy (Quarterly/Monthly) | $3 | per item | None |
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.