Washington State Employees Federal Credit Union

Headquarters: Olympia, Washington
Charter: Credit Union
Assets: $5.1B
Fed district: San Francisco

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Washington State Employees Federal Credit Union: $27
Washington State Employees Federal Credit Union: $27
U.S. median: no median
Wire Transfer (Domestic Out)
Washington State Employees Federal Credit Union: $25
Washington State Employees Federal Credit Union: $25
U.S. median: no median
Stop Payment
Washington State Employees Federal Credit Union: $10
Washington State Employees Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Washington State Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Escheatment Fee$50
ATM Adjustment$25
per item
Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour · Research Fee $25.00 per hourCheck Copy Fees Footnote10
Free eStatements; mailed paper statements available$3
per month

Overdraft & NSF

Courtesy Pay$27
Overdraft fee$27
per item
Overdraft Transfer$2
per item

Wire Transfers

Wire Transfers (Outgoing)$25
per item
Wire Transfers (Incoming)$15
per item

Check Services

Non Member Cashier’s Check$6
per item
Cashier’s Check Stop Payment$10

Account Services

Legal Processing Fee$50

Fee	Amount	Basis	Note
Account Maintenance
Escheatment Fee	$50	Not stated	None
ATM Adjustment	$25	per item	None
Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	Research Fee $25.00 per hourCheck Copy Fees Footnote10
Free eStatements; mailed paper statements available	$3	per month	None
Overdraft & NSF
Courtesy Pay	$27	Not stated	None
Overdraft fee	$27	per item	None
Overdraft Transfer	$2	per item	None
Wire Transfers
Wire Transfers (Outgoing)	$25	per item	None
Wire Transfers (Incoming)	$15	per item	None
Check Services
Non Member Cashier’s Check	$6	per item	None
Cashier’s Check Stop Payment	$10	Not stated	None
Account Services
Legal Processing Fee	$50	Not stated	None

Correct a fee source

Nov 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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