14 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Stop Payment
Compared at $30, the middle of its prices
Wire Transfer (Int'l Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for North Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Members Federal Credit Union · $477M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Members Federal Credit Union(this institution) | Winston Salem, NC | $477M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Alabama State Employees Federal Credit Union | Montgomery, AL | $471M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Aod Federal Credit Union | Bynum, AL | $467M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Canton School Employees Federal Credit Union | North Canton, OH | $462M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cascade Community Federal Credit Union | Roseburg, OR | $465M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Century Federal Credit Union | Independence, OH | $470M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Cme Federal Credit Union | Columbus, OH | $481M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Cornerstone Community Financial Federal Credit Union | Auburn Hills, MI | $470M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Earthmover Federal Credit Union | Aurora, IL | $472M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Fedchoice Federal Credit Union | Lanham, MD | $469M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First Harvest Federal Credit Union | Deptford, NJ | $484M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Healthcare Associates Federal Credit Union | Lisle, IL | $482M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jolt Federal Credit Union | Saginaw, MI | $484M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Loc Federal Credit Union | Farmington, MI | $485M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Maui County Federal Credit Union | Wailuku, HI | $488M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Millbury Federal Credit Union | Millbury, MA | $468M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| North Star Community Federal Credit Union | Maddock, ND | $465M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| On Tap Federal Credit Union | Golden, CO | $474M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Ouachita Valley Federal Credit Union | West Monroe, LA | $464M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Public Service Federal Credit Union | Romulus, MI | $468M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Suma Federal Credit Union | Yonkers, NY | $468M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Tidemark Federal Credit Union | Seaford, DE | $469M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Trax Federal Credit Union | Tampa, FL | $485M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Trona Valley Community Federal Credit Union | Green River, WY | $470M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Widget Federal Credit Union | Erie, PA | $480M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Winsouth Federal Credit Union | Gadsden, AL | $479M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 10 publish this fee(monthly maintenance)
15 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $6.50 among 10 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Members Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Members Federal Credit Union’s own schedules, with a source for each figure.
per month · Applies to share, checking, trust, custodian, money market, and Super 60 accounts if month-end balance < $25. Does not apply to new accounts in month opened.
per hour
per item
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per item
per item
per item
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Low Balance (audience not stated, treated as personal) | $3 | per month | Applies to share, checking, trust, custodian, money market, and Super 60 accounts if month-end balance < $25. Does not apply to new accounts in month opened. |
| Minimum Balance (audience not stated, treated as personal) | $25 | Not stated | None |
| Escheat Research Fee (audience not stated, treated as personal) | $30 | Not stated | None |
| Checkbook Balancing (audience not stated, treated as personal) | $15Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail (audience not stated, treated as personal) | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Item Returned Due To Insufficient Funds (check or ACH draft) (audience not stated, treated as personal) | $5 | per item | None |
| Overdraft Protection by Transfer from Savings (audience not stated, treated as personal) | No chargeNot compared: Annual charge, not per item | per year | None |
ATM & Card | |||
| CASH CARD or Visa Card Replacement (audience not stated, treated as personal) | $10 | Not stated | None |
Wire Transfers | |||
| International Wire Transfer of Funds | $45 | per item | None |
Check Services | |||
| MCU Official Check for third-party payee | $3 | Not stated | None |
| ACH Stop Payment (audience not stated, treated as personal) | $30 | Not stated | None |
| Check Stop Payments (audience not stated, treated as personal) | $5 | per item | None |
| Stop Payment of Christmas Club Check within seven days of issue | $30 | per item | None |
| Stop Payment of CU Check within seven days of issue | $30 | per item | None |
| Check Copies (audience not stated, treated as personal) | $2 | per item | None |
Digital & Electronic | |||
| Bill Pay- Internet eBill Service (audience not stated, treated as personal) | No charge | Not stated | None |
Cash & Deposit | |||
| Returned Deposited Check to/from the same member | $30 | per item | None |
Account Services | |||
| ) (3 x 10 x 22" | $24 | per year | None |
| ) (5 x 10 x 22" | $30 | per year | None |
| Safe Deposit Boxes (3 x 5 x 22" | $15 | per year | None |
| Verification of Deposit (including history) | $20 | per item | None |
| Verification of Deposit (non-standard form) | $5 | per item | None |
| Verification of Deposit (standard form) | No charge | Not stated | None |
Lending Fees | |||
| Late Payment (audience not stated, treated as personal) | 3% | Not stated | None |
Gift & Prepaid Cards | |||
| Visa Gift Card purchase (audience not stated, treated as personal) | $2.50 | per item | None |
Other Fees | |||
| Photocopies | $2 | per item | None |
| Statement Copies | $3.50Not compared: Charged per page; comparison unavailable | per page | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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