Cornerstone Federal Credit Union

Headquarters: Fairfield, Connecticut
Charter: Credit Union
Assets: $68.3M
Fed district: New York

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Cornerstone Federal Credit Union: $5
Cornerstone Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Cornerstone Federal Credit Union: $40
Cornerstone Federal Credit Union: $40
U.S. median: no median
NSF / Returned Item
Cornerstone Federal Credit Union: $35
Cornerstone Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Connecticut, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Cornerstone Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Checking Fee$5
per month
Account Closure$20
Inactive Account-Dormant$20
per month
Account Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$4
per month

Overdraft & NSF

NSF Paid Item$40
NSF Returned Item$35

ATM & Card

Replacement Cards (ATM or Debit)$5
per item

Check Services

Official Check$5
Money Order$2
per item
Stop Payment$15
Items Sent for Collection$20

Digital & Electronic

Bill Payer$4.95
per month

Cash & Deposit

Deposited Item Return$20

Account Services

Legal Process$30

Retirement & IRA

IRA Direct Transfer Out$25

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Checking Fee	$5	per month	None
Account Closure	$20	Not stated	None
Inactive Account-Dormant	$20	per month	None
Account Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$4	per month	None
Overdraft & NSF
NSF Paid Item	$40	Not stated	None
NSF Returned Item	$35	Not stated	None
ATM & Card
Replacement Cards (ATM or Debit)	$5	per item	None
Check Services
Official Check	$5	Not stated	None
Money Order	$2	per item	None
Stop Payment	$15	Not stated	None
Items Sent for Collection	$20	Not stated	None
Digital & Electronic
Bill Payer	$4.95	per month	None
Cash & Deposit
Deposited Item Return	$20	Not stated	None
Account Services
Legal Process	$30	Not stated	None
Retirement & IRA
IRA Direct Transfer Out	$25	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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