17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Wire Transfer (Domestic Out)
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for North Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Revity Federal Credit Union’s own schedules, with a source for each figure.
per month
per hour
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Membership Closing Fee (if closed within the first 90 days of opening) | $5 | Not stated | None |
| Dormant Fee (after six months of inactivity) | $5 | per month | None |
| Account Reconciliation & Research (min. 1 hr.) | $10Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Mail Fee | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| NSF Return Item (Non-Sufficient Funds) | $25 | per item | None |
| Overdraft Transfer Fee from Share Account | $4 | per item | None |
ATM & Card | |||
| Debit Card Re-Issue (First issue or replace damaged card) | No charge | Not stated | None |
| Debit Card Re-Issue (First issue or replace damaged card) (Additional Card Replacements) | $5 | Not stated | None |
Wire Transfers | |||
| Wire Transfer Outgoing – Domestic | $10 | Not stated | None |
| Wire Transfer – Incoming | No charge | Not stated | None |
| Wire Transfer Outgoing – International | $50 | Not stated | None |
Check Services | |||
| Cashier’s Check – one free per day | $2Not compared: Daily charge, not per item | per day | None |
| Money Order Fee | $2 | per item | None |
| Stop Payments | $25 | Not stated | None |
| Check Copies | $2 | Not stated | None |
Digital & Electronic | |||
| Deposit Item or ACH – Returned Unpaid | $15 | Not stated | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
| Levy & Garnishments | $50 | Not stated | None |
| Subordination Fee | $100 | Not stated | None |
Lending Fees | |||
| Credit Card Late Fee (per billing cycle) | $15 | Not stated | None |
Other Fees | |||
| Statement Copies | $5 | Not stated | None |
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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