S. C. State Federal Credit Union

Headquarters: Columbia, South Carolina
Charter: Credit Union
Assets: $1.5B
Fed district: Richmond

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
S. C. State Federal Credit Union: $30
S. C. State Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
S. C. State Federal Credit Union: $15
S. C. State Federal Credit Union: $15
U.S. median: no median
Stop Payment
S. C. State Federal Credit Union: $25
S. C. State Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Carolina: Banks and credit unions headquartered in South Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from S. C. State Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Reconciliation and Research Service$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation and Research Service $20.00 / hour
Bill Payer Inquiry Error (Charged after conducted research is determined to be a member error)$25
Savings (Share) excessive withdrawals (audience not stated, treated as personal)$5
per item

Overdraft & NSF

ATM, Debit and ACH non-sufficient funds (per transaction)$30
per item
NSF fee (audience not stated, treated as personal)$30
per item

ATM & Card

ATM Card / Debit Card Replacement (Lost, damaged, etc.; per card)$10
per item

Wire Transfers

Wire Transfer (Domestic)$15

Check Services

Official Checks (Free to members with mySCU Loyalty Checking accounts)$3
per item
Stop Payment Request (audience not stated, treated as personal)$25
per item
Copies: Checks / Items$5
per item

Cash & Deposit

Charge Back Items$30
per item

Account Services

Safe Deposit Box 10 x 10$85
Safe Deposit Box 3 x 10$40
Safe Deposit Box 3 x 5$25
Safe Deposit Box 5 x 10$55
Safe Deposit Box Drill Fee$95
Not compared: Box drilling or key fee

Lending Fees

Late Charge5%

Retirement & IRA

IRA Account Maintenance (per plan/per year) (audience not stated, treated as personal)$6
per year

Other Fees

Skip A Payment: Charged if granted a one-month convenience skip of loan payment$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Reconciliation and Research Service	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation and Research Service $20.00 / hour
Bill Payer Inquiry Error (Charged after conducted research is determined to be a member error)	$25	Not stated	None
Savings (Share) excessive withdrawals (audience not stated, treated as personal)	$5	per item	None
Overdraft & NSF
ATM, Debit and ACH non-sufficient funds (per transaction)	$30	per item	None
NSF fee (audience not stated, treated as personal)	$30	per item	None
ATM & Card
ATM Card / Debit Card Replacement (Lost, damaged, etc.; per card)	$10	per item	None
Wire Transfers
Wire Transfer (Domestic)	$15	Not stated	None
Check Services
Official Checks (Free to members with mySCU Loyalty Checking accounts)	$3	per item	None
Stop Payment Request (audience not stated, treated as personal)	$25	per item	None
Copies: Checks / Items	$5	per item	None
Cash & Deposit
Charge Back Items	$30	per item	None
Account Services
Safe Deposit Box 10 x 10	$85	Not stated	None
Safe Deposit Box 3 x 10	$40	Not stated	None
Safe Deposit Box 3 x 5	$25	Not stated	None
Safe Deposit Box 5 x 10	$55	Not stated	None
Safe Deposit Box Drill Fee	$95Not compared: Box drilling or key fee	Not stated	None
Lending Fees
Late Charge	5%	Not stated	None
Retirement & IRA
IRA Account Maintenance (per plan/per year) (audience not stated, treated as personal)	$6	per year	None
Other Fees
Skip A Payment: Charged if granted a one-month convenience skip of loan payment	$25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when S. C. State Federal Credit Union's ach origination changes in our data

We check once a day and send one email covering every change.