Skyla Federal Credit Union

Headquarters: Charlotte, North Carolina
Charter: Credit Union
Assets: $1.7B
Fed district: Richmond

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Skyla Federal Credit Union: $29
Skyla Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Skyla Federal Credit Union: $29
Skyla Federal Credit Union: $29
U.S. median: no median
Non-Network ATM
Skyla Federal Credit Union: $1.50
Skyla Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for North Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
North Carolina: Banks and credit unions headquartered in North Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Skyla Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure (audience not stated, treated as personal)$5
Inactivity (audience not stated, treated as personal)$5
per month
Account Reconciliation/Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$2
per month
Bad Address (audience not stated, treated as personal)$5
per month

Overdraft & NSF

Courtesy Pay (audience not stated, treated as personal)$29
per item
NSF (non-sufficient funds) (audience not stated, treated as personal)$29
per item
Overdraft Transfer (audience not stated, treated as personal)$3
per item

ATM & Card

ATM Withdrawal/Transfer$1.50
per item
Visa Debit Card Replacement$10
per item
Foreign Transaction Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire Transfer (Outgoing)$20
per item
Wire Transfer (incoming)$10
per item
Wire Transfer International$60
per item

Check Services

Certified Check – Official$5
per item
Stop Payment (audience not stated, treated as personal)$29
per item
Bill Payment Check Copy (audience not stated, treated as personal)$10
per item
Check Copy (audience not stated, treated as personal)$5
per item

Account Services

Annual Rental Size 10x10$70
per year
Annual Rental Size 3x5$30
per year
Annual Rental Size 5x10$50
per year
Before Nov. 1st or after Jan. 31st: Annual Rental Size 3x10$40
per year
Lock Drilling (Non-payment)$150
Not compared: Box drilling or key fee
per item
Legal Process$50
per item
Account Verification$10
per item

Other Fees

Statement Copy$5
per item
Skip-A-Pay (audience not stated, treated as personal)$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closure (audience not stated, treated as personal)	$5	Not stated	None
Inactivity (audience not stated, treated as personal)	$5	per month	None
Account Reconciliation/Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$2	per month	None
Bad Address (audience not stated, treated as personal)	$5	per month	None
Overdraft & NSF
Courtesy Pay (audience not stated, treated as personal)	$29	per item	None
NSF (non-sufficient funds) (audience not stated, treated as personal)	$29	per item	None
Overdraft Transfer (audience not stated, treated as personal)	$3	per item	None
ATM & Card
ATM Withdrawal/Transfer	$1.50	per item	None
Visa Debit Card Replacement	$10	per item	None
Foreign Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$20	per item	None
Wire Transfer (incoming)	$10	per item	None
Wire Transfer International	$60	per item	None
Check Services
Certified Check – Official	$5	per item	None
Stop Payment (audience not stated, treated as personal)	$29	per item	None
Bill Payment Check Copy (audience not stated, treated as personal)	$10	per item	None
Check Copy (audience not stated, treated as personal)	$5	per item	None
Account Services
Annual Rental Size 10x10	$70	per year	None
Annual Rental Size 3x5	$30	per year	None
Annual Rental Size 5x10	$50	per year	None
Before Nov. 1st or after Jan. 31st: Annual Rental Size 3x10	$40	per year	None
Lock Drilling (Non-payment)	$150Not compared: Box drilling or key fee	per item	None
Legal Process	$50	per item	None
Account Verification	$10	per item	None
Other Fees
Statement Copy	$5	per item	None
Skip-A-Pay (audience not stated, treated as personal)	$25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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