16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 21, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Wire Transfer (Domestic Out)
Stop Payment
Wire Transfer (Int'l Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for North Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Welcome Federal Credit Union’s own schedules, with a source for each figure.
per item
per month
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Abandoned Check/Stale | $5 | per item | None |
ATM & Card | |||
| ATM/Debit Card Replacement | $10.50 | Not stated | None |
Wire Transfers | |||
| Wire Transfer Domestic | $20 | per item | None |
| Wire Transfer Foreign | $45 | per item | None |
Check Services | |||
| Non-member Teller Check | $5 | per item | None |
| Non-member Teller Check > | $10 | per item | None |
| Stop Payment | $30 | per item | None |
| Check Cashing – Non | $5Not compared: Daily charge, not per item | per day | None |
| Foreign Check Deposit | $30 | per item | None |
| Check Copy – Certified | $5 | Not stated | None |
| Check Copy – Member Draft | $5 | per item | None |
| Check Image/Copy | $5 | per item | None |
Digital & Electronic | |||
| Bill Pay Fee for Non-Use | $5 | per month | None |
Cash & Deposit | |||
| Cash Advance from a Card | $10 | per item | None |
Account Services | |||
| Notary – Non-member | $5 | Not stated | None |
| Process/Levy/Garnishment | $10 | per item | None |
| Mortgage Subordination | $100 | per item | None |
| Overnight Mail Requests: Verification of Deposit | $10 | per item | None |
Retirement & IRA | |||
| IRA Termination | $5 | per item | None |
Gift & Prepaid Cards | |||
| Saturday Delivery: Visa Gift Card | $3.50 | per item | None |
| Visa Gift Card | $5 | per item | None |
Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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