Wasatch Peaks Federal Credit Union

Headquarters: Ogden, Utah
Charter: Credit Union
Assets: $658.4M
Fed district: San Francisco
Regulator: NCUA

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 10, 2026

How these figures are measured

Call-report figures are for Wasatch Peaks Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Wasatch Peaks Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 10, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Wasatch Peaks Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $617K in Q2 2026, 2.4% below the same quarter a year earlier ($632K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Wasatch Peaks Federal Credit Union: $25
Wasatch Peaks Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Wasatch Peaks Federal Credit Union: $25
Wasatch Peaks Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Wasatch Peaks Federal Credit Union: $3
Wasatch Peaks Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Utah, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Utah: Banks and credit unions headquartered in Utah that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 2.4% from Q3 2025 to Q2 2026, to $617K.

Fee income, Q2 2026

$617K

$632KQ3 2025

$630KQ4 2025

$604KQ1 2026

$617KQ2 2026

Against the median

Wasatch Peaks Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Wasatch Peaks Federal Credit Union · $658M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$629M to $678M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Wasatch Peaks Federal Credit Union(this institution)	Ogden, UT	$658M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Adventure Federal Credit Union	Grand Rapids, MI	$646M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Align Federal Credit Union	Lowell, MA	$651M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
American 1 Federal Credit Union	Jackson, MI	$661M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Apci Federal Credit Union	Lehigh Valley, PA	$678M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Beehive Federal Credit Union	Rexburg, ID	$648M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bellwether Community Federal Credit Union	Manchester, NH	$675M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
City Federal Credit Union	Dallas, TX	$630M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Coast360 Federal Credit Union	Maite, GU	$633M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Consumer Federal Credit Union	Greeneville, TN	$660M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Evergreen Federal Credit Union	Portland, ME	$645M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Fedex Employees Credit Association Federal Credit Union	Memphis, TN	$641M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Financial Resources Federal Credit Union	Branchburg, NJ	$659M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Peoples Community Federal Credit Union	Cumberland, MD	$666M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
G.P.O. Federal Credit Union	New Hartford, NY	$630M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Inova Federal Credit Union	Elkhart, IN	$643M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Insight Federal Credit Union	Winter Springs, FL	$629M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Johns Hopkins Federal Credit Union	Baltimore, MD	$637M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Metro Credit Union	Omaha, NE	$646M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
O Bee Federal Credit Union	Lacey, WA	$677M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Omni Community Federal Credit Union	Battle Creek, MI	$662M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Our Community Federal Credit Union	Shelton, WA	$638M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Partner Colorado Federal Credit Union	Arvada, CO	$644M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Premier One Federal Credit Union	San Jose, CA	$656M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Rio Grande Federal Credit Union	Albuquerque, NM	$666M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Security Federal Credit Union	Grand Blanc, MI	$653M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(monthly maintenance)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Wasatch Peaks Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5.50 among 12 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Wasatch Peaks Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Wasatch Peaks Federal Cre…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Wasatch Peaks Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $617K
vs prior quarter: +$13K+2.2%; from Q1 2026
vs a year earlier: −$15K−2.4%; from Q2 2025
vs start of range: −$17K−2.7%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Wasatch Peaks Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$617K	+$13K	+2.2%
Q1 2026	$604K	−$26K	−4.1%
Q4 2025	$630K	−$2K	−0.3%
Q3 2025	$632K	$0	0.0%
Q2 2025	$632K	+$55K	+9.5%
Q1 2025	$577K	−$39K	−6.3%
Q4 2024	$616K	−$18K	−2.8%
Q3 2024	$634K	−$25K	−3.8%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Wasatch Peaks Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closing Charge$5
Abandoned Account$30
per month
Inactive Account$5
per month
Account Reconciliation/Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Charge (New Accounts)$2
per month
Bad Address$5

Overdraft & NSF

Overdraft Service Paid Item$25
Return Item$25

ATM & Card

ATM Usage Fee$3
Plastic Card Replacement$5

Wire Transfers

Wire - Outgoing Domestic$15
per item
Wire - Incoming$15
per item
Wire - Outgoing Internat$45
per item

Check Services

Cashier’s Check$1
Not compared: Daily charge, not per item
per day
Money Orders$1
Stop Payment$15
Check Cashing$5
Not compared: Annual charge, not per item
per year
Canadian Check Processing$25
per item
Check Copy$5

Digital & Electronic

ACH Origination - Incoming/Outgoing (one time charge)$10
per item

Cash & Deposit

Deposited Return Item$10

Account Services

Notary Public ServicesNo charge

Gift & Prepaid Cards

VISA Gift Card$5

Other Fees

Statement Copy (Current Month Free)$5

Fee	Amount	Basis	Note
Account Maintenance
Closing Charge	$5	Not stated	None
Abandoned Account	$30	per month	None
Inactive Account	$5	per month	None
Account Reconciliation/Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Charge (New Accounts)	$2	per month	None
Bad Address	$5	Not stated	None
Overdraft & NSF
Overdraft Service Paid Item	$25	Not stated	None
Return Item	$25	Not stated	None
ATM & Card
ATM Usage Fee	$3	Not stated	None
Plastic Card Replacement	$5	Not stated	None
Wire Transfers
Wire - Outgoing Domestic	$15	per item	None
Wire - Incoming	$15	per item	None
Wire - Outgoing Internat	$45	per item	None
Check Services
Cashier’s Check	$1Not compared: Daily charge, not per item	per day	None
Money Orders	$1	Not stated	None
Stop Payment	$15	Not stated	None
Check Cashing	$5Not compared: Annual charge, not per item	per year	None
Canadian Check Processing	$25	per item	None
Check Copy	$5	Not stated	None
Digital & Electronic
ACH Origination - Incoming/Outgoing (one time charge)	$10	per item	None
Cash & Deposit
Deposited Return Item	$10	Not stated	None
Account Services
Notary Public Services	No charge	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$5	Not stated	None
Other Fees
Statement Copy (Current Month Free)	$5	Not stated	None

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Wasatch Peaks Federal Credit Union operates, and what regulators and customers have on file.

Branch footprint

6 offices in 1 state (June 30, 2026)

Each dot is one office.

This credit unionOther banks and credit unions

Cities with the most offices

Ogden, UT	4
Plain City, UT	1
Roy, UT	1

Largest competitors nearby

Local market: Weber county, UT, around its headquarters.

14 in its local market	Deposit share
Bank of Utah	32.4%
Transportation Alliance Bank, Inc. d/b/a TAB Bank	27.5%
Zions Bancorporation, N.A.	13.6%
JPMorgan Chase Bank, National Association	8%
Wells Fargo Bank, National Association	7.3%

Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.

Fee change alerts

Get an email when Wasatch Peaks Federal Credit Union's safe deposit box changes in our data

We check once a day and send one email covering every change.