Varex Federal Credit Union

Headquarters: Salt Lake City, Utah
Charter: Credit Union
Assets: $16.5M
Fed district: San Francisco

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Varex Federal Credit Union: $25
Varex Federal Credit Union: $25
U.S. median: no median
Stop Payment
Compared at $20, the middle of its prices
Varex Federal Credit Union: $10 to $25
Varex Federal Credit Union: $10 to $25
U.S. median: no median
Paper Statement
Leaves out 1 fee charged on a different basis filed under this fee.
Varex Federal Credit Union: $4
Varex Federal Credit Union: $4
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Utah, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Utah: Banks and credit unions headquartered in Utah that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Varex Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Closing (within 90 days)$15
Annual Inactivity fee (Children under 16 waived)$15
Not compared: Annual charge, not monthly
per year
Inactivity (per month)$5
per month
Research/Balance statement (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail Research$7
Paper Statement Fee (monthly)$4
per month
Paper Statement Fee (Quarterly)$4
Not compared: Quarterly charge, not monthly
per quarter

Overdraft & NSF

Insufficient Funds$25
Return ACH$25

ATM & Card

Reissue Debit Card (every 4 years)$12

Check Services

Money Orders$1.25
Place Stop on Certified Check (if lost, stolen, stale dated)$20
Place Stop Payment$10
Stop Payment on ACH$25
Counter Checks (4 free)$1
Not compared: Charged per page; comparison unavailable
per page
Check Cashing (non member)$5
Copy of Check$5

Digital & Electronic

Bill Pay (10 free checks)$1
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Returned Deposit/Payment$25

Account Services

Notary Service (non member)$5
Judgement/Garnishment$30
Subordination Fee$140
Verification of Deposit$4

Lending Fees

Late Payment$15

Other Fees

Copy of Statement (per page)$2
Not compared: Charged per page; comparison unavailable
per page
Loan Application/Credit Bureau fee$8
Loan Refinance/Extension$40

Fee	Amount	Basis	Note
Account Maintenance
Early Closing (within 90 days)	$15	Not stated	None
Annual Inactivity fee (Children under 16 waived)	$15Not compared: Annual charge, not monthly	per year	None
Inactivity (per month)	$5	per month	None
Research/Balance statement (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail Research	$7	Not stated	None
Paper Statement Fee (monthly)	$4	per month	None
Paper Statement Fee (Quarterly)	$4Not compared: Quarterly charge, not monthly	per quarter	None
Overdraft & NSF
Insufficient Funds	$25	Not stated	None
Return ACH	$25	Not stated	None
ATM & Card
Reissue Debit Card (every 4 years)	$12	Not stated	None
Check Services
Money Orders	$1.25	Not stated	None
Place Stop on Certified Check (if lost, stolen, stale dated)	$20	Not stated	None
Place Stop Payment	$10	Not stated	None
Stop Payment on ACH	$25	Not stated	None
Counter Checks (4 free)	$1Not compared: Charged per page; comparison unavailable	per page	None
Check Cashing (non member)	$5	Not stated	None
Copy of Check	$5	Not stated	None
Digital & Electronic
Bill Pay (10 free checks)	$1Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Returned Deposit/Payment	$25	Not stated	None
Account Services
Notary Service (non member)	$5	Not stated	None
Judgement/Garnishment	$30	Not stated	None
Subordination Fee	$140	Not stated	None
Verification of Deposit	$4	Not stated	None
Lending Fees
Late Payment	$15	Not stated	None
Other Fees
Copy of Statement (per page)	$2Not compared: Charged per page; comparison unavailable	per page	None
Loan Application/Credit Bureau fee	$8	Not stated	None
Loan Refinance/Extension	$40	Not stated	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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