Horizon Utah Federal Credit Union

Headquarters: Farmington, Utah
Charter: Credit Union
Assets: $185.2M
Fed district: San Francisco

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Horizon Utah Federal Credit Union: $25
Horizon Utah Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Int'l Out)
Horizon Utah Federal Credit Union: $10
Horizon Utah Federal Credit Union: $10
U.S. median: no median
OD Protection Transfer
Horizon Utah Federal Credit Union: $2.50
Horizon Utah Federal Credit Union: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Utah, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Utah: Banks and credit unions headquartered in Utah that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Horizon Utah Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$5
Account Balancing, ATM Deposit Error & General Research (1 hr. min.)$35
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement: Mailed Statements$3
per month
Invalid Address-Return Mail: Undeliverable Mail Handling$5

Overdraft & NSF

Non-Sufficient Funds & Courtesy Pay$25
per item
Automatic Transfer from Shares to cover Overdraft of Checking Account$2.50
per item

ATM & Card

Rush Card$25
Currency conversion1%of the transaction

Wire Transfers

Wire Transfer (Int'l Out)$10
per item

Check Services

Money Orders: Up$1
per item
Collection Items$50
per item

Digital & Electronic

One-time set up fee$10

Cash & Deposit

Cashed/Deposited Return Item$15
per item

Account Services

Garnishment/Levy$25

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	Not stated	None
Account Balancing, ATM Deposit Error & General Research (1 hr. min.)	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement: Mailed Statements	$3	per month	None
Invalid Address-Return Mail: Undeliverable Mail Handling	$5	Not stated	None
Overdraft & NSF
Non-Sufficient Funds & Courtesy Pay	$25	per item	None
Automatic Transfer from Shares to cover Overdraft of Checking Account	$2.50	per item	None
ATM & Card
Rush Card	$25	Not stated	None
Currency conversion	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (Int'l Out)	$10	per item	None
Check Services
Money Orders: Up	$1	per item	None
Collection Items	$50	per item	None
Digital & Electronic
One-time set up fee	$10	Not stated	None
Cash & Deposit
Cashed/Deposited Return Item	$15	per item	None
Account Services
Garnishment/Levy	$25	Not stated	None

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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