Sound Federal Credit Union

Headquarters: Norwalk, Connecticut
Charter: Credit Union
Assets: $115.5M
Fed district: New York

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Sound Federal Credit Union: $30
Sound Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Sound Federal Credit Union: No fee
Sound Federal Credit Union: No fee
U.S. median: no median
Wire Transfer (Domestic Out)
Sound Federal Credit Union: $25
Sound Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Connecticut, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Sound Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Paper Statement Fee (waived for Members under 18 and over 65)$3
Not compared: Quarterly charge, not monthly
per quarter

Overdraft & NSF

Non-Sufficient Funds (NSF/Overdraft) - Returned$30
Overdraft Transfer$5

ATM & Card

Inquiry on Non-Network ATMNo charge
Debit Card Replacement Fee$15
ATM/Debit Card/PIN Rush$30

Wire Transfers

Domestic Wires$25
Incoming Wire Posting$10
International Wires$40

Check Services

Official Check (including Cashiers checks)$5
Money Orders$3
ACH Stop Payment$30
Stop payment$30
Check Copy$2

Digital & Electronic

ACH/P2P Returned NSF$30

Cash & Deposit

Cash Advance Fee$10
Copy of Sales or Cash Advance Slip or Periodic Statement$3
Deposit Item Return Fee$25

Account Services

Garnishments / Levies$75

Retirement & IRA

IRA Transfer Fee (Outbound)$35

Gift & Prepaid Cards

Gift Card$4
per item

Other Fees

Statement Copy Fee$5
Skip-a-Pay$30

Fee	Amount	Basis	Note
Account Maintenance
Paper Statement Fee (waived for Members under 18 and over 65)	$3Not compared: Quarterly charge, not monthly	per quarter	None
Overdraft & NSF
Non-Sufficient Funds (NSF/Overdraft) - Returned	$30	Not stated	None
Overdraft Transfer	$5	Not stated	None
ATM & Card
Inquiry on Non-Network ATM	No charge	Not stated	None
Debit Card Replacement Fee	$15	Not stated	None
ATM/Debit Card/PIN Rush	$30	Not stated	None
Wire Transfers
Domestic Wires	$25	Not stated	None
Incoming Wire Posting	$10	Not stated	None
International Wires	$40	Not stated	None
Check Services
Official Check (including Cashiers checks)	$5	Not stated	None
Money Orders	$3	Not stated	None
ACH Stop Payment	$30	Not stated	None
Stop payment	$30	Not stated	None
Check Copy	$2	Not stated	None
Digital & Electronic
ACH/P2P Returned NSF	$30	Not stated	None
Cash & Deposit
Cash Advance Fee	$10	Not stated	None
Copy of Sales or Cash Advance Slip or Periodic Statement	$3	Not stated	None
Deposit Item Return Fee	$25	Not stated	None
Account Services
Garnishments / Levies	$75	Not stated	None
Retirement & IRA
IRA Transfer Fee (Outbound)	$35	Not stated	None
Gift & Prepaid Cards
Gift Card	$4	per item	None
Other Fees
Statement Copy Fee	$5	Not stated	None
Skip-a-Pay	$30	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Sound Federal Credit Union's nsf / returned item changes in our data

We check once a day and send one email covering every change.