Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Sound Federal Credit Union

Norwalk, ConnecticutCredit UnionBoston Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Paper Statement Fee (waived for Members under 18 and over 65)$3Within the typical range ($2–$5 nationally)

Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=paper_statement; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Paper Statement Fee (waived for Members under 18 and over 65) / $3.00 per quarter for" · Source

Overdraft & NSFVerified

Overdraft Transfer$5Within the typical range ($2.88–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=od_protection_transfer; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Overdraft Transfer | $5.00" · Source

ATM & CardVerified

ATM/Debit Card/PIN Rush$30Within the typical range ($30–$50 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=rush_card; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="ATM/Debit Card/PIN Rush | $30.00" · Source
Debit Card Replacement Fee$15Above the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=card_replacement; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Debit Card Replacement Fee | $15.00" · Source

Wire TransfersVerified

Incoming Wire Posting$10Within the typical range ($5–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=wire_domestic_incoming; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Incoming Wire Posting | $10.00" · Source

Check ServicesVerified

Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=check_image; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Check Copy | $2.00" · Source
Money Orders$3Within the typical range ($2–$3 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=money_order; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Money Orders / $3.00 Members" · Source
Official Check (including Cashiers checks)$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=cashiers_check; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Official Check (including Cashiers checks) | $5.00" · Source
Stop payment$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=stop_payment; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Stop payment | $30.00" · Source

Digital & ElectronicVerified

ACH/P2P Returned NSF$30Within the typical range ($15–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=ach_return; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="ACH/P2P Returned NSF | $30.00" · Source

Cash & DepositVerified

Cash Advance Fee$10Within the typical range ($3–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=cash_advance; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Cash Advance Fee | $10.00" · Source
Copy of Sales or Cash Advance Slip or Periodic Statement$3Within the typical range ($3–$10 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=cash_advance; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Copy of Sales or Cash Advance Slip or Periodic Statement | $3.00" · Source
Deposit Item Return Fee$25Within the typical range ($10–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=deposited_item_return; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Deposit Item Return Fee | $25.00" · Source

Account ServicesVerified

Garnishments / Levies$75Within the typical range ($30–$75 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=garnishment_levy; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Garnishments / Levies | $75.00" · Source

Retirement & IRAVerified

IRA Transfer Fee (Outbound)$35Within the typical range ($25–$35 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=ira_termination; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="IRA Transfer Fee (Outbound) | $35.00" · Source

Gift & Prepaid CardsVerified

Gift Card$4Within the typical range ($3–$4.95 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=gift_card_purchase; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Gift Card | $4.00 per card" · Source

Other FeesVerified

Skip-a-Pay$30Within the typical range ($20–$40 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=other_lending_fee; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Skip-a-Pay | $30.00" · Source
Statement Copy Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=document_reproduction; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Statement Copy Fee | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Paper Statement Fee (waived for Members under 18 and over 65)	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=paper_statement; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Paper Statement Fee (waived for Members under 18 and over 65) / $3.00 per quarter for"	Source
Overdraft & NSFVerified
Overdraft Transfer	$5Within the typical range ($2.88–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=od_protection_transfer; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Overdraft Transfer \| $5.00"	Source
ATM & CardVerified
ATM/Debit Card/PIN Rush	$30Within the typical range ($30–$50 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=rush_card; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="ATM/Debit Card/PIN Rush \| $30.00"	Source
Debit Card Replacement Fee	$15
Wire TransfersVerified
Incoming Wire Posting	$10Within the typical range ($5–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=wire_domestic_incoming; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Incoming Wire Posting \| $10.00"	Source
Check ServicesVerified
Check Copy	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=check_image; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Check Copy \| $2.00"	Source
Money Orders	$3
Digital & ElectronicVerified
ACH/P2P Returned NSF	$30Within the typical range ($15–$30 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=ach_return; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="ACH/P2P Returned NSF \| $30.00"	Source
Cash & DepositVerified
Cash Advance Fee	$10Within the typical range ($3–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=cash_advance; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Cash Advance Fee \| $10.00"	Source
Copy of Sales or Cash Advance Slip or Periodic Statement
Account ServicesVerified
Garnishments / Levies	$75Within the typical range ($30–$75 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=garnishment_levy; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Garnishments / Levies \| $75.00"	Source
Retirement & IRAVerified
IRA Transfer Fee (Outbound)	$35Within the typical range ($25–$35 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=ira_termination; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="IRA Transfer Fee (Outbound) \| $35.00"	Source
Gift & Prepaid CardsVerified
Gift Card	$4Within the typical range ($3–$4.95 nationally)	$0.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=gift_card_purchase; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Gift Card \| $4.00 per card"	Source
Other FeesVerified
Skip-a-Pay	$30Within the typical range ($20–$40 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #10089. canonical_hint=other_lending_fee; text_hash=d2ae73c1a66109f23758545963a33d52c0e17033b98b2bedb1d209f7fcd92f23; excerpt="Skip-a-Pay \| $30.00"	Source
Statement Copy Fee	$5

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 18 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$115.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$115.5M

Total deposits

$105.2M

Service charge income (year to date)

$247K

Fee income ratio

5.2%

Return on assets

1.51%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 27,539 verified fees from 2,277 institutions

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