Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
100th percentile; peer median 4.5%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 9, 2026
Call-report figures are for Mountain America Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 22 credit unions with $10B to $50B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Mountain America Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 9, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 11% of revenue, above the 4.5% median of 22 credit unions with $10B to $50B in assets (100th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $48.8M in Q2 2026, 5.9% above the same quarter a year earlier ($46.0M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Call reports for Mountain America Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $48.8M | −$1.1M | −2.1% |
| Q1 2026 | $49.8M | −$422K | −0.8% |
| Q4 2025 | $50.3M | −$3.9M | −7.2% |
| Q3 2025 | $54.2M | +$8.1M | +17.7% |
| Q2 2025 | $46.0M | +$1.2M | +2.6% |
| Q1 2025 | $44.9M | −$8.8M | −16.4% |
| Q4 2024 | $53.7M | +$7.7M | +16.8% |
| Q3 2024 | $46.0M | +$9.1M | +24.7% |
Financial cohort: 23 credit unions with $10B to $50B in assets filing for Q2 2026; 22 reported a share above 0% and are counted, Mountain America Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Mountain America Federal Credit Union by share.
They stay out of every comparison until review is done.
per item
per month · Fee is waived if you opt out of paper account statements and elect to receive electronic statements
per month · This fee may be offset by an earnings credit
per item · Applies to business accounts
per item · Other third-party charges may apply. Transactions and inquiries will be charged separately.
per item · 1% of the international transaction
per item · Applies to business accounts
per item
per item · Charged when item or transaction is returned unpaid
per item · Inbound wire transfers are received until the Fed. cut-off time of 5 p.m., Monday–Friday
per item
per item · Outbound wire transfer cut-off time for personal accounts is 3 p.m., Monday–Friday
| Fee | Amount | Basis | Note |
|---|---|---|---|
Other feesUnder review | |||
| Bad address (audience not stated, treated as personal) | $5 | per item | None |
| Business Essentials Checking monthly fee (audience not stated, treated as personal) | $5 | per month | Fee is waived if you opt out of paper account statements and elect to receive electronic statements |
| Business Growth Checking with earnings credit monthly fee (audience not stated, treated as personal) | $15 | per month | This fee may be offset by an earnings credit |
| Deposit correction (unbalanced deposit) (audience not stated, treated as personal) | $5 | per item | Applies to business accounts |
| inquiries for ATMs not owned by the Credit Union Fee (audience not stated, treated as personal) | $1.50 | per item | Other third-party charges may apply. Transactions and inquiries will be charged separately. |
| International Service Fee (ISA) (audience not stated, treated as personal) | Not stated | per item | 1% of the international transaction |
| Special handling of return deposits (collection agency) (audience not stated, treated as personal) | $3 | per item | Applies to business accounts |
| Stop payment item (audience not stated, treated as personal) | $20 | per item | None |
| Unpaid item (ACH Fee (audience not stated, treated as personal) | $9 | per item | Charged when item or transaction is returned unpaid |
| Wire transfer, inbound (audience not stated, treated as personal) | $10 | per item | Inbound wire transfers are received until the Fed. cut-off time of 5 p.m., Monday–Friday |
| Wire transfer, international (audience not stated, treated as personal) | $30 | per item | None |
| Wire transfer, outbound (audience not stated, treated as personal) | $15 | per item | Outbound wire transfer cut-off time for personal accounts is 3 p.m., Monday–Friday |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Mountain America Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
108 offices in 5 states (June 30, 2026)
Hover a state for its office count.
Cities with the most offices
| Salt Lake City, UT | 5 |
| West Jordan, UT | 5 |
| Saint George, UT | 4 |
| Logan, UT | 3 |
| Sandy, UT | 3 |
| South Jordan, UT | 3 |
| Taylorsville, UT | 3 |
| West Valley City, UT | 3 |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Consumer complaints
242 complaints to the CFPB so far in 2026
Top issues, 2026 to date
| Managing an account | 60 |
| Incorrect information on your report | 34 |
| Managing the loan or lease | 19 |
| Problem with a company's investigation into an existing problem | 16 |
| Problem caused by your funds being low | 8 |
| Problem with a lender or other company charging your account | 8 |
Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows