Cyprus Federal Credit Union

Headquarters: West Jordan, Utah
Charter: Credit Union
Assets: $2.1B
Fed district: San Francisco

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 25, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Fresh Start Checking
Cyprus Federal Credit Union: $5
Cyprus Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Cyprus Federal Credit Union: $25
Cyprus Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Cyprus Federal Credit Union: $25
Cyprus Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Utah, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Utah: Banks and credit unions headquartered in Utah that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Cyprus Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Fresh Start Checking Monthly Service Charge$5
per month
Account Closure (If closed within 90 days of opening)$10
Inactive Account$5
Account Research/Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Research/Reconciliation ...........................$20 per hour
Paper Statement Fee$3
per month
Bad Address (one time)$5
Not compared: One-time charge, not monthly
one time

Overdraft & NSF

Privilege Pay Items$25
per item
Returned for Insufficient Funds (NSF) Items$25

ATM & Card

Non CO-OP ATM$3
Card Replacement$10
Card Rush Order$25
per item

Wire Transfers

Wire Transfer: International$50

Check Services

Teller Check (2 free per month)$1
Stop Payment: Checks and ACH$25
Counter Checks$1
per item
Collection Items$25
per item
Check Copy$3

Account Services

Garnishment$25
Verification of Deposit$5

Other Fees

Photocopy$1
Not compared: Charged per page; comparison unavailable
per page · Photocopy ............................................................... $1 per page
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Fresh Start Checking Monthly Service Charge	$5	per month	None
Account Closure (If closed within 90 days of opening)	$10	Not stated	None
Inactive Account	$5	Not stated	None
Account Research/Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Research/Reconciliation ...........................$20 per hour
Paper Statement Fee	$3	per month	None
Bad Address (one time)	$5Not compared: One-time charge, not monthly	one time	None
Overdraft & NSF
Privilege Pay Items	$25	per item	None
Returned for Insufficient Funds (NSF) Items	$25	Not stated	None
ATM & Card
Non CO-OP ATM	$3	Not stated	None
Card Replacement	$10	Not stated	None
Card Rush Order	$25	per item	None
Wire Transfers
Wire Transfer: International	$50	Not stated	None
Check Services
Teller Check (2 free per month)	$1	Not stated	None
Stop Payment: Checks and ACH	$25	Not stated	None
Counter Checks	$1	per item	None
Collection Items	$25	per item	None
Check Copy	$3	Not stated	None
Account Services
Garnishment	$25	Not stated	None
Verification of Deposit	$5	Not stated	None
Other Fees
Photocopy	$1Not compared: Charged per page; comparison unavailable	per page	Photocopy ............................................................... $1 per page
Statement Copy	$5	Not stated	None

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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