Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Cu Hawaii Federal Credit Union

Hilo, HawaiiCredit UnionSan Francisco Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

/item Inactive Membership (No activity for 12 months) ...$25Within the typical range ($5–$52.50 nationally)

Knox deterministic extraction from Rosetta artifact #112. canonical_hint=dormant_account; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$25.00/item Inactive Membership (No activity for 12 months) ..." · Source

/page Account Closed within 90 days of opening .....................$3

$17 below the national median

Knox deterministic extraction from Rosetta artifact #112. canonical_hint=early_closure; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$3.00/page Account Closed within 90 days of opening ....................." · Source

/page Membership Fee (one time) .................................................... Minimum Balance ...................$0.50

$249.50 below the national median

Knox deterministic extraction from Rosetta artifact #112. canonical_hint=minimum_balance; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$0.50/page Membership Fee (one time) ....................................................$1.00 Minimum Balance ........................................................" · Source

Account Reconciliation .........................$25

$10 above the national median

Knox deterministic extraction from Rosetta artifact #112. canonical_hint=account_research; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$25.00 Account Reconciliation ........................." · Source

financial institutions, up to a maximum of$25

$7.50 above the national median

per month · Knox deterministic extraction from Rosetta artifact #112. canonical_hint=monthly_maintenance; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="financial institutions, up to a maximum of $25 per Monthly Qualification Cycle" · Source

Ranges from$25

$22 above the national median

Knox deterministic extraction from Rosetta artifact #112. canonical_hint=paper_statement; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="Ranges from $25.00 to $70.00 Statement Copy.............................................................." · Source

When qualifications are met during a Monthly Qualification Cycle, you will earn up to an aggregate total of$10

$7.50 below the national median

per month · Knox deterministic extraction from Rosetta artifact #112. canonical_hint=monthly_maintenance; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="When qualifications are met during a Monthly Qualification Cycle, you will earn up to an aggregate total of $10 (including any taxes) in refunds for any iTunes, Amazon.com or Googl" · Source

Overdraft & NSFVerified

Up to$25Within the typical range ($7.50–$35 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #112. canonical_hint=overdraft; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="Up to $25.00 Debit Card Overdraft .............................................." · Source

ATM & CardVerified

/hr (min ) ATM transactions at ATMs not owned by us ...........$25Within the typical range ($2–$35 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #112. canonical_hint=atm_non_network; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$25.00/hr (min $25.00) ATM transactions at ATMs not owned by us ..........." · Source
/month International Transaction Fee1 ..........$5Within the typical range ($3–$30 nationally)
$5 below the national median
per month · Knox deterministic extraction from Rosetta artifact #112. canonical_hint=card_foreign_txn; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$5.00/month International Transaction Fee1 .........." · Source
/page Foreign Cards using our ATM........................$1Within the typical range ($1–$11 nationally)
$1.50 below the national median
Knox deterministic extraction from Rosetta artifact #112. canonical_hint=atm_international; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$1.00/page Foreign Cards using our ATM........................" · Source
An ATM receipt must be pre- sented to us for reimbursement of any single fee of$5Within the typical range ($2–$35 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #112. canonical_hint=atm_non_network; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="An ATM receipt must be pre- sented to us for reimbursement of any single fee of $5 or more" · Source

Check ServicesVerified

/check Check Cashing ....................................................$5Within the typical range ($5–$100 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #112. canonical_hint=check_cashing; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$5.00/check Check Cashing ...................................................." · Source
/transaction Money Order ....................................................$20Above the typical range ($2–$18.75 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #112. canonical_hint=money_order; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$20.00/transaction Money Order ...................................................." · Source
10% of total Copy of Check$5Within the typical range ($2.25–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #112. canonical_hint=check_image; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="10% of total Copy of Check ...........................................................$5.00/draft Courtesy Pay .........................................................." · Source

Digital & ElectronicVerified

/item Online Bill Pay Reactivation .............................................$25Above the typical range ($0–$11.20 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #112. canonical_hint=bill_pay; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$25.00/item Online Bill Pay Reactivation ............................................." · Source
/per signature Online Bill Pay Insufficient Funds2 ..........................$5Within the typical range ($0–$11.20 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #112. canonical_hint=bill_pay; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$5.00/per signature Online Bill Pay Insufficient Funds2 .........................." · Source
Online Bill Pay Rush Payment Services - Overnight Check Fee (rush delivery) ...........................$5Within the typical range ($0–$11.20 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #112. canonical_hint=bill_pay; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$5.00 Online Bill Pay Rush Payment Services - Overnight Check Fee (rush delivery) ..........................." · Source
Second Day Bill Pay Fee (ACH rush delivery) .............$29.95Above the typical range ($0–$11.20 nationally)
$24.95 above the national median
Knox deterministic extraction from Rosetta artifact #112. canonical_hint=bill_pay; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$29.95 - Second Day Bill Pay Fee (ACH rush delivery) ............." · Source

Account ServicesVerified

Safe Deposit Box Drilling and Key Replacement...............$20Within the typical range ($15–$75 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #112. canonical_hint=safe_deposit_box; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$20.00 Safe Deposit Box Drilling and Key Replacement..............." · Source
Safe Deposit Box Rental ...........$25Within the typical range ($15–$75 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #112. canonical_hint=safe_deposit_box; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$25.00 Safe Deposit Box Rental ..........." · Source

Lending FeesVerified

/item Credit Card - Late Payment ..................................$25Within the typical range ($15–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #112. canonical_hint=late_payment; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$25.00/item Credit Card - Late Payment .................................." · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
/item Inactive Membership (No activity for 12 months) ...	$25Within the typical range ($5–$52.50 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #112. canonical_hint=dormant_account; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$25.00/item Inactive Membership (No activity for 12 months) ..."	Source
/page Account Closed within 90 days of opening .....................	$3Below the typical range ($10–$25 nationally)	$17 below the national median	—	Knox deterministic extraction from Rosetta artifact #112. canonical_hint=early_closure; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$3.00/page Account Closed within 90 days of opening ....................."	Source
/page Membership Fee (one time) .................................................... Minimum Balance ...................	$0.50Below the typical range ($9.25–$750 nationally)	$249.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #112. canonical_hint=minimum_balance; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$0.50/page Membership Fee (one time) ....................................................$1.00 Minimum Balance ........................................................"	Source
Account Reconciliation .........................	$25Within the typical range ($5–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #112. canonical_hint=account_research; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$25.00 Account Reconciliation ........................."	Source
financial institutions, up to a maximum of	$25Within the typical range ($5–$200 nationally)	$7.50 above the national median	per month	Knox deterministic extraction from Rosetta artifact #112. canonical_hint=monthly_maintenance; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="financial institutions, up to a maximum of $25 per Monthly Qualification Cycle"	Source
Ranges from	$25Above the typical range ($2–$5 nationally)	$22 above the national median	—	Knox deterministic extraction from Rosetta artifact #112. canonical_hint=paper_statement; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="Ranges from $25.00 to $70.00 Statement Copy.............................................................."	Source
When qualifications are met during a Monthly Qualification Cycle, you will earn up to an aggregate total of	$10Within the typical range ($5–$200 nationally)	$7.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #112. canonical_hint=monthly_maintenance; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="When qualifications are met during a Monthly Qualification Cycle, you will earn up to an aggregate total of $10 (including any taxes) in refunds for any iTunes, Amazon.com or Googl"	Source
Overdraft & NSFVerified
Up to	$25Within the typical range ($7.50–$35 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #112. canonical_hint=overdraft; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="Up to $25.00 Debit Card Overdraft .............................................."	Source
ATM & CardVerified
/hr (min ) ATM transactions at ATMs not owned by us ...........	$25Within the typical range ($2–$35 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #112. canonical_hint=atm_non_network; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$25.00/hr (min $25.00) ATM transactions at ATMs not owned by us ..........."	Source

Check ServicesVerified
/check Check Cashing ....................................................	$5Within the typical range ($5–$100 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #112. canonical_hint=check_cashing; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$5.00/check Check Cashing ...................................................."	Source

Digital & ElectronicVerified
/item Online Bill Pay Reactivation .............................................	$25Above the typical range ($0–$11.20 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #112. canonical_hint=bill_pay; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$25.00/item Online Bill Pay Reactivation ............................................."	Source

Account ServicesVerified
Safe Deposit Box Drilling and Key Replacement...............	$20Within the typical range ($15–$75 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #112. canonical_hint=safe_deposit_box; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$20.00 Safe Deposit Box Drilling and Key Replacement..............."	Source

Lending FeesVerified
/item Credit Card - Late Payment ..................................	$25Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #112. canonical_hint=late_payment; text_hash=4e2d80c1ca38a4eabcc318494031254513eec240e73be13f1a09cd96dcc91650; excerpt="$25.00/item Credit Card - Late Payment .................................."	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

Overdraft fee is aligned with the national median

Total fees: 22 — leaner than most institutions

Verified fees

Under review

Assets

$460.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$460.3M

Total deposits

$401.1M

Service charge income (year to date)

$835K

Fee income ratio

7.3%

Return on assets

0.58%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 5,474 verified fees from 1,488 institutions

See pricing

/month International Transaction Fee1 ..........

/transaction Money Order ....................................................

/per signature Online Bill Pay Insufficient Funds2 ..........................

Safe Deposit Box Rental ...........