Spokane Media Federal Credit Union

Headquarters: Spokane, Washington
Charter: Credit Union
Assets: $16.6M
Fed district: San Francisco

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Spokane Media Federal Credit Union: $25
Spokane Media Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Spokane Media Federal Credit Union: $25
Spokane Media Federal Credit Union: $25
U.S. median: no median
Stop Payment
Spokane Media Federal Credit Union: $25
Spokane Media Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Spokane Media Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account$10
per month
Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Bad Address$2

Overdraft & NSF

Overdraft up to max =$25
per item
Non-Sufficient Funds (NSF)$25
per item
Overdraft Transfer$2
per item

ATM & Card

Lost Debit/Credit Card Replacement$8

Wire Transfers

International Wire Transfer$45
per item

Check Services

Cashiers Check$2
per item
Stop Payment$25
per item

Other Fees

Statement Copy$5
per item
Loan Application$20
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account	$10	per month	None
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Bad Address	$2	Not stated	None
Overdraft & NSF
Overdraft up to max =	$25	per item	None
Non-Sufficient Funds (NSF)	$25	per item	None
Overdraft Transfer	$2	per item	None
ATM & Card
Lost Debit/Credit Card Replacement	$8	Not stated	None
Wire Transfers
International Wire Transfer	$45	per item	None
Check Services
Cashiers Check	$2	per item	None
Stop Payment	$25	per item	None
Other Fees
Statement Copy	$5	per item	None
Loan Application	$20	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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