Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Spokane Media Federal Credit Union

Spokane, WashingtonCredit UnionSan Francisco Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$25Within the typical range ($20–$25 nationally)

Inactive Account$10

$5 above the national median

per month · Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF)$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Source
Overdraft Transfer$2Below the typical range ($3–$5 nationally)
$3 below the national median
Source
Overdraft up to max =$25Within the typical range ($25–$32 nationally)
$5 below the national median
per item · Source

Check ServicesVerified

Cashiers Check$2Below the typical range ($3–$5.50 nationally)
$3 below the national median
per item · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
At the national median
Source

Other FeesVerified

Loan Application$20Within the typical range ($20–$35 nationally)
$9.50 below the national median
Source
Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Inactive Account	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	—	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF)	$25Within the typical range ($25–$31 nationally)	$5 below the national median	per item	—	Source
Overdraft Transfer	$2
Check ServicesVerified
Cashiers Check	$2Below the typical range ($3–$5.50 nationally)	$3 below the national median	per item	—	Source
Stop Payment	$25
Other FeesVerified
Loan Application	$20Within the typical range ($20–$35 nationally)	$9.50 below the national median	—	—	Source
Statement Copy	$5

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 9 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$16.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$16.6M

Total deposits

$14.9M

Service charge income (year to date)

$22K

Fee income ratio

4.4%

Return on assets

-0.16%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 33,861 verified fees from 2,470 institutions

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