Compared with South Carolina
4 of 18
compared fees are above the median.
8 below, 6 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
87th percentile; peer median 6.6%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the South Carolina median
of 18 compared; 8 below, 6 about the same
See the feesFee schedule read Oct 31, 2026
Call-report figures are for Srp Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 452 credit unions with $1B to $10B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the South Carolina median | Published fees above the South Carolina median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Srp Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 31, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 11% of revenue, above the 6.6% median of 452 credit unions with $1B to $10B in assets (87th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $4.3M in Q2 2026, 3.0% above the same quarter a year earlier ($4.2M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
4 of 18 compared published fees sit above the South Carolina median; 8 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with South Carolina medians for fees published by banks and credit unions.
Monthly Maintenance
Regular Checking $0 · Basic Checking $10
Compared at $5, the middle of its prices
NSF / Returned Item
Non-Network ATM
Compared at $1.50, the middle of its prices
Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 6.6% from Q3 2025 to Q2 2026, to $4.3M. Its share of revenue, 11%, is above the 6.6% median for credit unions with $1B to $10B in assets.
$4.3M
Srp Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 452 credit unions with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Non-network ATM: Listed at $1 to $2; we compare the midpoint. Monthly maintenance: Listed at $0 to $10; we compare the midpoint.
Srp Federal Credit Union · $2.1B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Srp Federal Credit Union(this institution) | North Augusta, SC | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Alabama Federal Credit Union | Tuscaloosa, AL | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Caltech Employees Federal Credit Union | La Canada, CA | $2.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Canyon View Federal Credit Union | Salt Lake City, UT | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community Choice Federal Credit Union | Farmington Hills, MI | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cyprus Federal Credit Union | West Jordan, UT | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Dupont Community Federal Credit Union | Waynesboro, VA | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Entertainment Federal Credit Union | Hollywood, CA | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Franklin Mint Federal Credit Union | Chadds Ford, PA | $2.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Hanscom Federal Credit Union | Hanscom AFB, MA | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Horizon Federal Credit Union | Spokane Valley, WA | $2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Indiana University Federal Credit Union | Bloomington, IN | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Iq Federal Credit Union | Vancouver, WA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jeanne D'Arc Federal Credit Union | Lowell, MA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Lafayette Federal Credit Union | Rockville, MD | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Lbs Financial Federal Credit Union | Long Beach, CA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Philadelphia Federal Credit Union | Philadelphia, PA | $2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Potlatch No. 1 Financial Federal Credit Union | Lewiston, ID | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Purdue Federal Credit Union | West Lafayette, IN | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Self Reliance Ny Federal Credit Union | New York, NY | $2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Self-Help Federal Credit Union | Durham, NC | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Seven Seventeen Federal Credit Union | Warren, OH | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Suffolk Federal Credit Union | Medford, NY | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texas Trust Federal Credit Union | Mansfield, TX | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Westerra Federal Credit Union | Denver, CO | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Whitefish Credit Union Association | Whitefish, MT | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 11 publish this fee(monthly maintenance)
14 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $5, the middle of its two prices, against a peer median of $5 among 11 publishing peers.
Its two checking prices are $0 and $10.
$5 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Srp Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $4.3M | −$55K | −1.3% |
| Q1 2026 | $4.4M | −$91K | −2.0% |
| Q4 2025 | $4.5M | −$162K | −3.5% |
| Q3 2025 | $4.6M | +$434K | +10.3% |
| Q2 2025 | $4.2M | −$39K | −0.9% |
| Q1 2025 | $4.2M | +$757K | +21.7% |
| Q4 2024 | $3.5M | −$900K | −20.5% |
| Q3 2024 | $4.4M | −$25K | −0.6% |
Financial cohort: 454 credit unions with $1B to $10B in assets filing for Q2 2026; 452 reported a share above 0% and are counted, Srp Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Srp Federal Credit Union by share.
Amounts from Srp Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
per month
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Basic Checking Monthly Service Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Regular Checking Monthly Service Fee | No chargeBelow the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Low Balance | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Early Membership Closure (Closed within 90 days of opening) | $10Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Mailed Statement (viii) | $1Below the U.S. middle 50% ($2 to $4.99 nationally) | per month | None |
| Invalid Address (v) | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (NSF) (i) | $35Above the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| NSF (Bill Pay) (i) | $35Above the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Overdraft Protection (ii) | $2Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
ATM & Card | |||
| Non-SRP FCU ATM Use: Inquiry | $1Inside the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Non-SRP FCU ATM Use: Withdrawal | $2Inside the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Visa Debit Card Replacement (First order is free) | $10Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| International Service Assessment (Of converted transaction amount) | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer (Outgoing, domestic) | $20Inside the U.S. middle 50% ($20 to $25 nationally) | per item | None |
Check Services | |||
| Stop Payment Order | $35Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Counter Check (vii) | $2Inside the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Collection Item | $40Above the U.S. middle 50% ($10 to $26 nationally) | per item | None |
| Check Copy | $2Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Digital & Electronic | |||
| Automated Clearing House (ACH) Origination (Loan payments made via telephone) | $5Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| Bill Payer Payment | $1Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Coin Counting Machine Usage | 5% | Not stated | None |
| Coin Counting Machine Usage (audience not stated, treated as personal) | 5% | Not stated | None |
| Returned Item | $20Inside the U.S. middle 50% ($8.81 to $25 nationally) | per item | None |
Account Services | |||
| Replacement Key Varies: Wire Transfer | $20Not compared: Box drilling or key fee | per item | None |
| Legal Process (Tax levies, garnishments, etc.) | $50Inside the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Legal Process | $50Inside the U.S. middle 50% ($50 to $150 nationally) | per item | None |
Other Fees | |||
| Document Copies: Account History | $2Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Statement Copy | $2Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Srp Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
22 offices in 2 states (June 30, 2026)
Each dot is one office.
21 of 22 offices on the map. 3 are shown at the middle of their town until the exact address is found.
Cities with the most offices
| Aiken, SC | 5 |
| Augusta, GA | 4 |
| North Augusta, SC | 3 |
| Allendale, SC | 1 |
| Barnwell, SC | 1 |
| Edgefield, SC | 1 |
| Evans, GA | 1 |
| Graniteville, SC | 1 |
Largest competitors nearby
Local market: Aiken county, SC, around its headquarters.
| 12 in its local market | Deposit share |
|---|---|
| Wells Fargo Bank, National Association | 29.6% |
| Security Federal Bank | 26.2% |
| Bank of America, National Association | 12.1% |
| First-Citizens Bank & Trust Company | 11.6% |
| Regions Bank | 6.9% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.