Srp Federal Credit Union

Headquarters: North Augusta, South Carolina
Charter: Credit Union
Assets: $2.1B
Fed district: Richmond

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Regular Checking $0 · Basic Checking $10
Compared at $5, the middle of its prices
Srp Federal Credit Union: $0 to $10
Srp Federal Credit Union: $0 to $10
U.S. median: no median
NSF / Returned Item
Srp Federal Credit Union: $35
Srp Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Compared at $1.50, the middle of its prices
Srp Federal Credit Union: $1 to $2
Srp Federal Credit Union: $1 to $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Carolina: Banks and credit unions headquartered in South Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Srp Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Basic Checking Monthly Service Fee$10
per month
Regular Checking Monthly Service FeeNo charge
per month
Low Balance$5
per month
Early Membership Closure (Closed within 90 days of opening)$10
Mailed Statement (viii)$1
per month
Invalid Address (v)$5
per month

Overdraft & NSF

Non-Sufficient Funds (NSF) (i)$35
per item
NSF (Bill Pay) (i)$35
per item
Overdraft Protection (ii)$2
per item

ATM & Card

Non-SRP FCU ATM Use: Inquiry$1
Non-SRP FCU ATM Use: Withdrawal$2
Visa Debit Card Replacement (First order is free)$10
International Service Assessment (Of converted transaction amount)1%of the transaction

Wire Transfers

Wire Transfer (Outgoing, domestic)$20
per item

Check Services

Stop Payment Order$35
per item
Counter Check (vii)$2
Collection Item$40
per item
Check Copy$2
per item

Digital & Electronic

Automated Clearing House (ACH) Origination (Loan payments made via telephone)$5
per item
Bill Payer Payment$1
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Coin Counting Machine Usage5%
Coin Counting Machine Usage (audience not stated, treated as personal)5%
Returned Item$20
per item

Account Services

Replacement Key Varies: Wire Transfer$20
Not compared: Box drilling or key fee
per item
Legal Process (Tax levies, garnishments, etc.)$50
Legal Process$50
per item

Other Fees

Document Copies: Account History$2
Statement Copy$2

Fee	Amount	Basis	Note
Account Maintenance
Basic Checking Monthly Service Fee	$10	per month	None
Regular Checking Monthly Service Fee	No charge	per month	None
Low Balance	$5	per month	None
Early Membership Closure (Closed within 90 days of opening)	$10	Not stated	None
Mailed Statement (viii)	$1	per month	None
Invalid Address (v)	$5	per month	None
Overdraft & NSF
Non-Sufficient Funds (NSF) (i)	$35	per item	None
NSF (Bill Pay) (i)	$35	per item	None
Overdraft Protection (ii)	$2	per item	None
ATM & Card
Non-SRP FCU ATM Use: Inquiry	$1	Not stated	None
Non-SRP FCU ATM Use: Withdrawal	$2	Not stated	None
Visa Debit Card Replacement (First order is free)	$10	Not stated	None
International Service Assessment (Of converted transaction amount)	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (Outgoing, domestic)	$20	per item	None
Check Services
Stop Payment Order	$35	per item	None
Counter Check (vii)	$2	Not stated	None
Collection Item	$40	per item	None
Check Copy	$2	per item	None
Digital & Electronic
Automated Clearing House (ACH) Origination (Loan payments made via telephone)	$5	per item	None
Bill Payer Payment	$1Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Coin Counting Machine Usage	5%	Not stated	None
Coin Counting Machine Usage (audience not stated, treated as personal)	5%	Not stated	None
Returned Item	$20	per item	None
Account Services
Replacement Key Varies: Wire Transfer	$20Not compared: Box drilling or key fee	per item	None
Legal Process (Tax levies, garnishments, etc.)	$50	Not stated	None
Legal Process	$50	per item	None
Other Fees
Document Copies: Account History	$2	Not stated	None
Statement Copy	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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