Ives Bank

Headquarters: Danbury, Connecticut
Charter: Bank
Assets: $1.7B
Fed district: New York

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Ives Bank: $35
Ives Bank: $35
U.S. median: no median
NSF / Returned Item
Ives Bank: $35
Ives Bank: $35
U.S. median: no median
Non-Network ATM
Ives Bank: $1
Ives Bank: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Connecticut, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ives Bank’s own schedules, with a source for each figure.

Account Maintenance

Inactivity fee (monthly)$2
per month
Account balancing assistance$25
Not compared: Charged per hour; comparison unavailable
per hour
Account research$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned mail processing$5

Overdraft & NSF

Nonsufficient Funds (NSF) - paid$35
Nonsufficient Funds (NSF) - returned (each item)$35
per item
Overdraft protection transfer fee$10

ATM & Card

Debit Card used at non-Ives ATM$1
per transaction
Damaged card replacement same-day$25
Replace Debit card$10

Check Services

Money order$3
Check printing$15
Stop payments - per item$30
per item
Stop payments - range of checks$30

Account Services

Notary service (non-customer)$5
per item
Subpoenas$125

Retirement & IRA

IRA transfer fee$25

Fee	Amount	Basis	Note
Account Maintenance
Inactivity fee (monthly)	$2	per month	None
Account balancing assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned mail processing	$5	Not stated	None
Overdraft & NSF
Nonsufficient Funds (NSF) - paid	$35	Not stated	None
Nonsufficient Funds (NSF) - returned (each item)	$35	per item	None
Overdraft protection transfer fee	$10	Not stated	None
ATM & Card
Debit Card used at non-Ives ATM	$1	per transaction	None
Damaged card replacement same-day	$25	Not stated	None
Replace Debit card	$10	Not stated	None
Check Services
Money order	$3	Not stated	None
Check printing	$15	Not stated	None
Stop payments - per item	$30	per item	None
Stop payments - range of checks	$30	Not stated	None
Account Services
Notary service (non-customer)	$5	per item	None
Subpoenas	$125	Not stated	None
Retirement & IRA
IRA transfer fee	$25	Not stated	None

Account Maintenance

Monthly service charge$5
per month
Monthly service feeNo charge
per month
Account Closing (less than 90 Days) Fee$15
Inactivity fee$5

Wire Transfers

Outgoing Domestic Wire Fee$25
per item
Incoming Domestic Wire Fee$15
per item
Outgoing International Wire Fee$45
per item
Incoming International Wire Fee$15
per item

Check Services

Bank Check$5
per item
Certified Check$25
per item
Counter Check$0.50
per item

Digital & Electronic

ACH Origination$40
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Return Deposited Item Fee$15
per item

Account Services

Late Fee (after 30 days)$10
Not compared: Box drilling or key fee
Lost Key Fee$20
Not compared: Box drilling or key fee
Safe Deposit Box Drilling Fee$200
Not compared: Box drilling or key fee
Levies, and any other legal documents that require funds to be attached$125

Other Fees

Interim Statements FeeNo charge

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$5	per month	None
Monthly service fee	No charge	per month	None
Account Closing (less than 90 Days) Fee	$15	Not stated	None
Inactivity fee	$5	Not stated	None
Wire Transfers
Outgoing Domestic Wire Fee	$25	per item	None
Incoming Domestic Wire Fee	$15	per item	None
Outgoing International Wire Fee	$45	per item	None
Incoming International Wire Fee	$15	per item	None
Check Services
Bank Check	$5	per item	None
Certified Check	$25	per item	None
Counter Check	$0.50	per item	None
Digital & Electronic
ACH Origination	$40Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Return Deposited Item Fee	$15	per item	None
Account Services
Late Fee (after 30 days)	$10Not compared: Box drilling or key fee	Not stated	None
Lost Key Fee	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Drilling Fee	$200Not compared: Box drilling or key fee	Not stated	None
Levies, and any other legal documents that require funds to be attached	$125	Not stated	None
Other Fees
Interim Statements Fee	No charge	Not stated	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Ives Bank: $35
Ives Bank: $35
U.S. median: no median
NSF / Returned Item
Ives Bank: $35
Ives Bank: $35
U.S. median: no median
Non-Network ATM
Ives Bank: $1
Ives Bank: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Ives Bank’s own schedules, with a source for each figure.

Account Maintenance

Inactivity fee (monthly)$2
per month
Account balancing assistance$25
Not compared: Charged per hour; comparison unavailable
per hour
Account research$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned mail processing$5

Overdraft & NSF

Nonsufficient Funds (NSF) - paid$35
Nonsufficient Funds (NSF) - returned (each item)$35
per item
Overdraft protection transfer fee$10

ATM & Card

Debit Card used at non-Ives ATM$1
per transaction
Damaged card replacement same-day$25
Replace Debit card$10

Check Services

Money order$3
Check printing$15
Stop payments - per item$30
per item
Stop payments - range of checks$30

Account Services

Notary service (non-customer)$5
per item
Subpoenas$125

Retirement & IRA

IRA transfer fee$25

Fee	Amount	Basis	Note
Account Maintenance
Inactivity fee (monthly)	$2	per month	None
Account balancing assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned mail processing	$5	Not stated	None
Overdraft & NSF
Nonsufficient Funds (NSF) - paid	$35	Not stated	None
Nonsufficient Funds (NSF) - returned (each item)	$35	per item	None
Overdraft protection transfer fee	$10	Not stated	None
ATM & Card
Debit Card used at non-Ives ATM	$1	per transaction	None
Damaged card replacement same-day	$25	Not stated	None
Replace Debit card	$10	Not stated	None
Check Services
Money order	$3	Not stated	None
Check printing	$15	Not stated	None
Stop payments - per item	$30	per item	None
Stop payments - range of checks	$30	Not stated	None
Account Services
Notary service (non-customer)	$5	per item	None
Subpoenas	$125	Not stated	None
Retirement & IRA
IRA transfer fee	$25	Not stated	None

Account Maintenance

Monthly service charge$5
per month
Monthly service feeNo charge
per month
Account Closing (less than 90 Days) Fee$15
Inactivity fee$5

Wire Transfers

Outgoing Domestic Wire Fee$25
per item
Incoming Domestic Wire Fee$15
per item
Outgoing International Wire Fee$45
per item
Incoming International Wire Fee$15
per item

Check Services

Bank Check$5
per item
Certified Check$25
per item
Counter Check$0.50
per item

Digital & Electronic

ACH Origination$40
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Return Deposited Item Fee$15
per item

Account Services

Late Fee (after 30 days)$10
Not compared: Box drilling or key fee
Lost Key Fee$20
Not compared: Box drilling or key fee
Safe Deposit Box Drilling Fee$200
Not compared: Box drilling or key fee
Levies, and any other legal documents that require funds to be attached$125

Other Fees

Interim Statements FeeNo charge

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$5	per month	None
Monthly service fee	No charge	per month	None
Account Closing (less than 90 Days) Fee	$15	Not stated	None
Inactivity fee	$5	Not stated	None
Wire Transfers
Outgoing Domestic Wire Fee	$25	per item	None
Incoming Domestic Wire Fee	$15	per item	None
Outgoing International Wire Fee	$45	per item	None
Incoming International Wire Fee	$15	per item	None
Check Services
Bank Check	$5	per item	None
Certified Check	$25	per item	None
Counter Check	$0.50	per item	None
Digital & Electronic
ACH Origination	$40Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Return Deposited Item Fee	$15	per item	None
Account Services
Late Fee (after 30 days)	$10Not compared: Box drilling or key fee	Not stated	None
Lost Key Fee	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Drilling Fee	$200Not compared: Box drilling or key fee	Not stated	None
Levies, and any other legal documents that require funds to be attached	$125	Not stated	None
Other Fees
Interim Statements Fee	No charge	Not stated	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.