Founders Federal Credit Union

Headquarters: Lancaster, South Carolina
Charter: Credit Union
Assets: $5.2B
Fed district: Richmond

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Founders Federal Credit Union: $32
Founders Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Compared at $1.50, the middle of its prices
Founders Federal Credit Union: $1 to $2
Founders Federal Credit Union: $1 to $2
U.S. median: no median
Wire Transfer (Domestic Out)
Founders Federal Credit Union: $15
Founders Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Carolina: Banks and credit unions headquartered in South Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Founders Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$25
per month
Research (any account) (audience not stated, treated as personal)$20
Not compared: Charged per hour; comparison unavailable
per hour
Research/Copy Fees: Research (any account) (audience not stated, treated as personal)$20
Not compared: Charged per hour; comparison unavailable
per hour
Incorrect Address Fee$10
per month

Overdraft & NSF

Overdraft transactions greater than $3.00$32
per transaction

ATM & Card

Foreign ATM balance inquiry or transfer$1
per item
Foreign ATM withdrawal$2
per item
ATM/Debit Card Replacement Fee$7
per item
Card Rush Fee$20
Cross-border1%of the transaction

Wire Transfers

Wire Transfers: Domestic Outgoing$15
per item
Wire Transfers: Domestic Incoming$15
per item
Wire Transfers: International Incoming$35
per item

Check Services

Corporate Check$2
per item
Stop Payment and Reissue Fee$32
Stop Payment Fee$32
per item
Non-Member On Us Check Cashing Fee$8
per item
Check copies (two free per month)$2
per item
Credit Card statement/check copies$2
per item

Digital & Electronic

Bill Pay Fee$10

Account Services

Safe Deposit Box 10x10 (audience not stated, treated as personal)$95
per item
Safe Deposit Box 3x10 (audience not stated, treated as personal)$40
per item
Safe Deposit Box 3x5$30
Safe Deposit Box 5x10 (audience not stated, treated as personal)$55
per item
Safe Deposit Box 5x5$35
Safe Deposit Box 7x10 (audience not stated, treated as personal)$70
per item
Safe Deposit Box: 3x5 (audience not stated, treated as personal)$30
per item
Safe Deposit Box: 5x5 (audience not stated, treated as personal)$35
per item
Levies/Garnishments$50
per item
Account Verification Request (audience not stated, treated as personal)$20
per item

Other Fees

Copy of sales receipt - non-fraud requests$5
Statement Copies$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$25	per month	None
Research (any account) (audience not stated, treated as personal)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Research/Copy Fees: Research (any account) (audience not stated, treated as personal)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Incorrect Address Fee	$10	per month	None
Overdraft & NSF
Overdraft transactions greater than $3.00	$32	per transaction	None
ATM & Card
Foreign ATM balance inquiry or transfer	$1	per item	None
Foreign ATM withdrawal	$2	per item	None
ATM/Debit Card Replacement Fee	$7	per item	None
Card Rush Fee	$20	Not stated	None
Cross-border	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfers: Domestic Outgoing	$15	per item	None
Wire Transfers: Domestic Incoming	$15	per item	None
Wire Transfers: International Incoming	$35	per item	None
Check Services
Corporate Check	$2	per item	None
Stop Payment and Reissue Fee	$32	Not stated	None
Stop Payment Fee	$32	per item	None
Non-Member On Us Check Cashing Fee	$8	per item	None
Check copies (two free per month)	$2	per item	None
Credit Card statement/check copies	$2	per item	None
Digital & Electronic
Bill Pay Fee	$10	Not stated	None
Account Services
Safe Deposit Box 10x10 (audience not stated, treated as personal)	$95	per item	None
Safe Deposit Box 3x10 (audience not stated, treated as personal)	$40	per item	None
Safe Deposit Box 3x5	$30	Not stated	None
Safe Deposit Box 5x10 (audience not stated, treated as personal)	$55	per item	None
Safe Deposit Box 5x5	$35	Not stated	None
Safe Deposit Box 7x10 (audience not stated, treated as personal)	$70	per item	None
Safe Deposit Box: 3x5 (audience not stated, treated as personal)	$30	per item	None
Safe Deposit Box: 5x5 (audience not stated, treated as personal)	$35	per item	None
Levies/Garnishments	$50	per item	None
Account Verification Request (audience not stated, treated as personal)	$20	per item	None
Other Fees
Copy of sales receipt - non-fraud requests	$5	Not stated	None
Statement Copies	$2	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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