Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Mid-Island Federal Credit Union

Christiansted, Virgin IslandsCredit UnionNew York Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Service Fees for Dormant Accounts$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #905. canonical_hint=dormant_account; text_hash=2cd76c5845751c9b638fe2e167e360d37249cc0364fba50350092461365afbf0; excerpt="Service Fees for Dormant Accounts / $5.00 Monthly" · Source

Overdraft & NSFVerified

Returned Checks$35Above the typical range ($25–$31 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #905. canonical_hint=nsf; text_hash=2cd76c5845751c9b638fe2e167e360d37249cc0364fba50350092461365afbf0; excerpt="Returned Checks / $35.00" · Source

Check ServicesVerified

Stop Payment$30Within the typical range ($20–$30 nationally)
$4.50 above the national median
Knox deterministic extraction from Rosetta artifact #905. canonical_hint=stop_payment; text_hash=2cd76c5845751c9b638fe2e167e360d37249cc0364fba50350092461365afbf0; excerpt="Stop Payment / $30.00" · Source

Account ServicesVerified

Account Verification Letter for all other Gov't agencies$15Within the typical range ($10–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #905. canonical_hint=account_verification; text_hash=2cd76c5845751c9b638fe2e167e360d37249cc0364fba50350092461365afbf0; excerpt="Account Verification Letter for all other Gov't agencies / $15.00" · Source

Other FeesVerified

Mortgage Loan Application$100Above the typical range ($20–$35 nationally)
$75 above the national median
Knox deterministic extraction from Rosetta artifact #905. canonical_hint=other_lending_fee; text_hash=2cd76c5845751c9b638fe2e167e360d37249cc0364fba50350092461365afbf0; excerpt="Mortgage Loan Application / $100.00" · Source
Share Loan Application$20Within the typical range ($20–$35 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #905. canonical_hint=other_lending_fee; text_hash=2cd76c5845751c9b638fe2e167e360d37249cc0364fba50350092461365afbf0; excerpt="Share Loan Application / $20.00" · Source
Unsecured Co-Maker Loan Application$35Within the typical range ($20–$35 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #905. canonical_hint=other_lending_fee; text_hash=2cd76c5845751c9b638fe2e167e360d37249cc0364fba50350092461365afbf0; excerpt="Unsecured Co-Maker Loan Application / $35.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Service Fees for Dormant Accounts	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #905. canonical_hint=dormant_account; text_hash=2cd76c5845751c9b638fe2e167e360d37249cc0364fba50350092461365afbf0; excerpt="Service Fees for Dormant Accounts / $5.00 Monthly"	Source
Overdraft & NSFVerified
Returned Checks	$35Above the typical range ($25–$31 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #905. canonical_hint=nsf; text_hash=2cd76c5845751c9b638fe2e167e360d37249cc0364fba50350092461365afbf0; excerpt="Returned Checks / $35.00"	Source
Check ServicesVerified
Stop Payment	$30Within the typical range ($20–$30 nationally)	$4.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #905. canonical_hint=stop_payment; text_hash=2cd76c5845751c9b638fe2e167e360d37249cc0364fba50350092461365afbf0; excerpt="Stop Payment / $30.00"	Source
Account ServicesVerified
Account Verification Letter for all other Gov't agencies	$15Within the typical range ($10–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #905. canonical_hint=account_verification; text_hash=2cd76c5845751c9b638fe2e167e360d37249cc0364fba50350092461365afbf0; excerpt="Account Verification Letter for all other Gov't agencies / $15.00"	Source
Other FeesVerified
Mortgage Loan Application	$100Above the typical range ($20–$35 nationally)	$75 above the national median	—	Knox deterministic extraction from Rosetta artifact #905. canonical_hint=other_lending_fee; text_hash=2cd76c5845751c9b638fe2e167e360d37249cc0364fba50350092461365afbf0; excerpt="Mortgage Loan Application / $100.00"	Source
Share Loan Application	$20

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

17% above the national median NSF fee

Total fees: 7 — leaner than most institutions

Headline fees published

2 of 15

Published fees

Under review

Assets

$17.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$17.9M

Total deposits

$15.6M

Service charge income (year to date)

$22K

Fee income ratio

5.0%

Return on assets

-0.08%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 28,880 verified fees from 2,290 institutions

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