Pee Dee Federal Credit Union

Headquarters: Florence, South Carolina
Charter: Credit Union
Assets: $40.8M
Fed district: Richmond
Regulator: NCUA

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 31, 2026

How these figures are measured

Call-report figures are for Pee Dee Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Pee Dee Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 31, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Pee Dee Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $84K in Q2 2026, 1.2% below the same quarter a year earlier ($85K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Doctorate Checking $5 · Non-Interest Bearing Account $8 · Fresh Start Checking $10
Compared at $8, the middle of its prices
Pee Dee Federal Credit Union: $5 to $10
Pee Dee Federal Credit Union: $5 to $10
U.S. median: no median
NSF / Returned Item
Pee Dee Federal Credit Union: $30
Pee Dee Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Pee Dee Federal Credit Union: $2.50
Pee Dee Federal Credit Union: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Carolina: Banks and credit unions headquartered in South Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 3.4% from Q3 2025 to Q2 2026, to $84K.

Fee income, Q2 2026

$84K

$87KQ3 2025

$88KQ4 2025

$80KQ1 2026

$84KQ2 2026

Against the median

Pee Dee Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Pee Dee Federal Credit Union · $41M in assets

Banks and credit unions in the Florence, SC metro

Banks and credit unions with branches in the Florence, SC metro: the local competitors for deposits and customers. They range from $24M to $1.9T in assets, so compare prices here, not size.

Banks are counted by their branches in the metro (FDIC Summary of Deposits). Credit unions report no deposits by branch, so a credit union is counted when it has a branch in one of the metro's cities (NCUA branch file).

Banks and credit unions
$24M to $1.9T in assets
Headquartered in 8 states

See the 18 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Pee Dee Federal Credit Union(this institution)	Florence, SC	$41M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Anderson Brothers Bank	Mullins, SC	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Carolina Trust Federal Credit Union	Myrtle Beach, SC	$422M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Bank	Southern Pines, NC	$13B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First-Citizens Bank & Trust Company	Raleigh, NC	$236.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Honda Federal Credit Union	Torrance, CA	$1.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pinnacle Bank	Nashville, TN	$128.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
PNC Bank, National Association	Wilmington, DE	$609.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
S C I Federal Credit Union	Florence, SC	$24M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
S. C. State Federal Credit Union	Columbia, SC	$1.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Safe Federal Credit Union	Sumter, SC	$2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sharonview Federal Credit Union	Fort Mill, SC	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
South Carolina Federal Credit Union	North Charleston, SC	$2.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
SouthState Bank, National Association	Winter Haven, FL	$68.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Spc Federal Credit Union	Hartsville, SC	$266M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
TD Bank, National Association	Wilmington, DE	$342.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Truist Bank	Charlotte, NC	$548.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wells Fargo Bank, National Association	Sioux Falls, SD	$1.9T	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Woodforest National Bank	The Woodlands, TX	$9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

18 peers selected · 12 publish this fee(monthly maintenance)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2 (20%) below the median of local competitors.

Compared at $8, the middle of its three prices, against a peer median of $10 among 12 publishing peers.

Its three checking prices are $5, $8 and $10.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

Pee Dee Federal Credit Un…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Compare local deposit competitors in Hamilton

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Pee Dee Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $84K
vs prior quarter: +$4K+5.0%; from Q1 2026
vs a year earlier: −$1K−1.2%; from Q2 2025
vs start of range: −$11K−11.6%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Pee Dee Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$84K	+$4K	+5.0%
Q1 2026	$80K	−$8K	−9.1%
Q4 2025	$88K	+$1K	+1.1%
Q3 2025	$87K	+$2K	+2.4%
Q2 2025	$85K	+$7K	+9.0%
Q1 2025	$78K	−$14K	−15.2%
Q4 2024	$92K	−$3K	−3.2%
Q3 2024	$95K	+$7K	+8.0%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Pee Dee Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Doctorate Checking Monthly service charge$5
per month
Fresh Start Checking Monthly service charge$10
per month
Non-Interest Bearing Account Monthly Service Charge (audience not stated, treated as personal)$8
per month
Dormant Acct (No activity for 365 days)$10
Account Research/Balancing$10
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address/Return Mail$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

NSF Can make up to 6 w/ds only 3 by check$30
NSF/ODP$30

ATM & Card

PDFCU ATM Foreign Fee$2.50

Wire Transfers

Wires (domestic)$15

Check Services

Certified Check$5
per item
Money Orders$1.50
per item
Stop Payment$30
Foreign Item Processing$25
Bill Pay Check Copy$5
Copy of check/statement$5
per item

Cash & Deposit

Returned Item$10

Account Services

Notary Service$5
per item
Levi Garnishment Checks$50

Lending Fees

Loan Cancellation$25

Fee	Amount	Basis	Note
Account Maintenance
Doctorate Checking Monthly service charge	$5	per month	None
Fresh Start Checking Monthly service charge	$10	per month	None
Non-Interest Bearing Account Monthly Service Charge (audience not stated, treated as personal)	$8	per month	None
Dormant Acct (No activity for 365 days)	$10	Not stated	None
Account Research/Balancing	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address/Return Mail	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
NSF Can make up to 6 w/ds only 3 by check	$30	Not stated	None
NSF/ODP	$30	Not stated	None
ATM & Card
PDFCU ATM Foreign Fee	$2.50	Not stated	None
Wire Transfers
Wires (domestic)	$15	Not stated	None
Check Services
Certified Check	$5	per item	None
Money Orders	$1.50	per item	None
Stop Payment	$30	Not stated	None
Foreign Item Processing	$25	Not stated	None
Bill Pay Check Copy	$5	Not stated	None
Copy of check/statement	$5	per item	None
Cash & Deposit
Returned Item	$10	Not stated	None
Account Services
Notary Service	$5	per item	None
Levi Garnishment Checks	$50	Not stated	None
Lending Fees
Loan Cancellation	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Pee Dee Federal Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.