Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Pee Dee Federal Credit Union

Florence, South CarolinaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Acct (No activity for 365 days)$10Within the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #3308. canonical_hint=dormant_account; text_hash=44e5076343fc81ca0c97935a769bef1ed34b87f96bad0f32b0686a89581aa9c6; excerpt="Dormant Acct (No activity for 365 days) | $10 | $10 | $10 | $10" · Source

monthly service charge)$30

$23.87 above the national median

per month · Knox deterministic extraction from Rosetta artifact #3308. canonical_hint=monthly_maintenance; text_hash=44e5076343fc81ca0c97935a769bef1ed34b87f96bad0f32b0686a89581aa9c6; excerpt="Checks Written on Money Market Account (If balance falls below $1000 there is a $5 monthly service charge) | $30 NSF Can make up to 6 w/ds only 3 by check | $30 NSF Can make up to " · Source

Overdraft & NSFVerified

NSF Can make up to 6 w/ds only 3 by check$30Within the typical range ($25–$32 nationally)
$1 above the national median
per month · Knox deterministic extraction from Rosetta artifact #3308. canonical_hint=nsf; text_hash=44e5076343fc81ca0c97935a769bef1ed34b87f96bad0f32b0686a89581aa9c6; excerpt="Checks Written on Money Market Account (If balance falls below $1000 there is a $5 monthly service charge) | $30 NSF Can make up to 6 w/ds only 3 by check | $30 NSF Can make up to " · Source
NSF/ODP$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #3308. canonical_hint=nsf; text_hash=44e5076343fc81ca0c97935a769bef1ed34b87f96bad0f32b0686a89581aa9c6; excerpt="NSF/ODP | $30/$25 | $30/$25 | $30/$25 | $30/$25" · Source
Returned Item$10Below the typical range ($25–$32 nationally)
$19 below the national median
Knox deterministic extraction from Rosetta artifact #3308. canonical_hint=nsf; text_hash=44e5076343fc81ca0c97935a769bef1ed34b87f96bad0f32b0686a89581aa9c6; excerpt="Returned Item | $10 | $10 | $10 | $10" · Source

ATM & CardVerified

PDFCU ATM Foreign Fee$2.50Within the typical range ($1–$3 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #3308. canonical_hint=atm_non_network; text_hash=44e5076343fc81ca0c97935a769bef1ed34b87f96bad0f32b0686a89581aa9c6; excerpt="PDFCU ATM Foreign Fee | $2.50 | $2.50 | n/a | n/a" · Source

Check ServicesVerified

Bill Pay Check Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #3308. canonical_hint=check_image; text_hash=44e5076343fc81ca0c97935a769bef1ed34b87f96bad0f32b0686a89581aa9c6; excerpt="Bill Pay Check Copy | $5 | $5 | n/a | n/a" · Source
Certified Check$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3308. canonical_hint=cashiers_check; text_hash=44e5076343fc81ca0c97935a769bef1ed34b87f96bad0f32b0686a89581aa9c6; excerpt="Certified Check | $5 each | $5 each | $5 each | $5 each" · Source

Account ServicesVerified

Levi Garnishment Checks$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3308. canonical_hint=garnishment_levy; text_hash=44e5076343fc81ca0c97935a769bef1ed34b87f96bad0f32b0686a89581aa9c6; excerpt="Levi Garnishment Checks | $50 | $50 | n/a | n/a" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Acct (No activity for 365 days)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3308. canonical_hint=dormant_account; text_hash=44e5076343fc81ca0c97935a769bef1ed34b87f96bad0f32b0686a89581aa9c6; excerpt="Dormant Acct (No activity for 365 days) \| $10 \| $10 \| $10 \| $10"	Source
monthly service charge)	$30Above the typical range ($4–$12.63 nationally)	$23.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3308. canonical_hint=monthly_maintenance; text_hash=44e5076343fc81ca0c97935a769bef1ed34b87f96bad0f32b0686a89581aa9c6; excerpt="Checks Written on Money Market Account (If balance falls below $1000 there is a $5 monthly service charge) \| $30 NSF Can make up to 6 w/ds only 3 by check \| $30 NSF Can make up to "	Source
Overdraft & NSFVerified
NSF Can make up to 6 w/ds only 3 by check	$30Within the typical range ($25–$32 nationally)	$1 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3308. canonical_hint=nsf; text_hash=44e5076343fc81ca0c97935a769bef1ed34b87f96bad0f32b0686a89581aa9c6; excerpt="Checks Written on Money Market Account (If balance falls below $1000 there is a $5 monthly service charge) \| $30 NSF Can make up to 6 w/ds only 3 by check \| $30 NSF Can make up to "	Source

ATM & CardVerified
PDFCU ATM Foreign Fee	$2.50Within the typical range ($1–$3 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #3308. canonical_hint=atm_non_network; text_hash=44e5076343fc81ca0c97935a769bef1ed34b87f96bad0f32b0686a89581aa9c6; excerpt="PDFCU ATM Foreign Fee \| $2.50 \| $2.50 \| n/a \| n/a"	Source
Check ServicesVerified
Bill Pay Check Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #3308. canonical_hint=check_image; text_hash=44e5076343fc81ca0c97935a769bef1ed34b87f96bad0f32b0686a89581aa9c6; excerpt="Bill Pay Check Copy \| $5 \| $5 \| n/a \| n/a"	Source
Certified Check	$5
Account ServicesVerified
Levi Garnishment Checks	$50Within the typical range ($25–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3308. canonical_hint=garnishment_levy; text_hash=44e5076343fc81ca0c97935a769bef1ed34b87f96bad0f32b0686a89581aa9c6; excerpt="Levi Garnishment Checks \| $50 \| $50 \| n/a \| n/a"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 9 — leaner than most institutions

Verified fees

Under review

Assets

$40.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$40.8M

Total deposits

$30.4M

Service charge income (year to date)

$164K

Fee income ratio

12.9%

Return on assets

0.81%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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