Mtc Federal Credit Union

Headquarters: Greenville, South Carolina
Charter: Credit Union
Assets: $302.6M
Fed district: Richmond

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 28, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Mtc Federal Credit Union: $31
Mtc Federal Credit Union: $31
U.S. median: no median
NSF / Returned Item
Mtc Federal Credit Union: $31
Mtc Federal Credit Union: $31
U.S. median: no median
Non-Network ATM
Mtc Federal Credit Union: $1
Mtc Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 28, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Carolina: Banks and credit unions headquartered in South Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Mtc Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Below Money Market Minimum Balance$10
per month
Early Account Closure$50
Dormant Account$10
per month
Inactive Checking Account$10
per month
Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement by Mail$5
per month
Money Market Excessive Withdrawal$10
per item
Returned mail handling$8
per month

Overdraft & NSF

Courtesy Pay$31
per item
Non-Sufficient Funds (NSF)$31
per item
Returned item$31

ATM & Card

Foreign ATM Transactions$1
per transaction
Chip Debit Card Replacement Fee$10
per item

Wire Transfers

Domestic Outgoing Wire Fee$10
per item
Incoming Wire Fee$5
per item
International Outgoing Wire Fee$45
per item

Check Services

Stop Payment for Unavailable Funds$31
per item
Stop Payment Request$20
Starter Check (reprint after initial)$4
Not compared: Charged per page; comparison unavailable
per page
Check Cashing Fee (audience not stated, treated as personal)1%($2 minimum, $20 maximum)
Check Copies$5
per item
Copy of other account items$2
Not compared: Charged per page; comparison unavailable
per page

Account Services

Safe Deposit Box 10x10$100
per year
Safe Deposit Box 3x10$40
per year
Safe Deposit Box 3x5$40
per year
Safe Deposit Box 5x10$70
per year
Safe Deposit Box 5x5$40
per year
Levy/Garnishment/Legal Process$50
per item
Verification of Deposit$10
per item

Other Fees

Personal Fax - International$5

Fee	Amount	Basis	Note
Account Maintenance
Below Money Market Minimum Balance	$10	per month	None
Early Account Closure	$50	Not stated	None
Dormant Account	$10	per month	None
Inactive Checking Account	$10	per month	None
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement by Mail	$5	per month	None
Money Market Excessive Withdrawal	$10	per item	None
Returned mail handling	$8	per month	None
Overdraft & NSF
Courtesy Pay	$31	per item	None
Non-Sufficient Funds (NSF)	$31	per item	None
Returned item	$31	Not stated	None
ATM & Card
Foreign ATM Transactions	$1	per transaction	None
Chip Debit Card Replacement Fee	$10	per item	None
Wire Transfers
Domestic Outgoing Wire Fee	$10	per item	None
Incoming Wire Fee	$5	per item	None
International Outgoing Wire Fee	$45	per item	None
Check Services
Stop Payment for Unavailable Funds	$31	per item	None
Stop Payment Request	$20	Not stated	None
Starter Check (reprint after initial)	$4Not compared: Charged per page; comparison unavailable	per page	None
Check Cashing Fee (audience not stated, treated as personal)	1%($2 minimum, $20 maximum)	Not stated	None
Check Copies	$5	per item	None
Copy of other account items	$2Not compared: Charged per page; comparison unavailable	per page	None
Account Services
Safe Deposit Box 10x10	$100	per year	None
Safe Deposit Box 3x10	$40	per year	None
Safe Deposit Box 3x5	$40	per year	None
Safe Deposit Box 5x10	$70	per year	None
Safe Deposit Box 5x5	$40	per year	None
Levy/Garnishment/Legal Process	$50	per item	None
Verification of Deposit	$10	per item	None
Other Fees
Personal Fax - International	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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