Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Mtc Federal Credit Union

Greenville, South CarolinaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3326. canonical_hint=account_research; text_hash=21ef8ae86354ecc3eb8fcce943781ca90312f68b178e43f2f2c92cc026d03446; excerpt="Account Reconciliation | $25.00 Per hour" · Source

Dormant Account$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #3326. canonical_hint=dormant_account; text_hash=21ef8ae86354ecc3eb8fcce943781ca90312f68b178e43f2f2c92cc026d03446; excerpt="Dormant Account | $10.00 Per month | After 12 months of inactivity and balance below $200. Members over 18." · Source

Early Account Closure$50

$30 above the national median

Knox deterministic extraction from Rosetta artifact #3326. canonical_hint=early_closure; text_hash=21ef8ae86354ecc3eb8fcce943781ca90312f68b178e43f2f2c92cc026d03446; excerpt="Early Account Closure | $50.00 Per Account | Applies if membership is closed within twelve months of opening" · Source

Minimum Balance$10

$4 above the national median

per month · Knox deterministic extraction from Rosetta artifact #3326. canonical_hint=minimum_balance; text_hash=21ef8ae86354ecc3eb8fcce943781ca90312f68b178e43f2f2c92cc026d03446; excerpt="Below $50.00 Minimum Balance | $10.00 Per month | Applies only to Primary Share Savings Account" · Source

Overdraft & NSFVerified

Returned item$31Within the typical range ($15–$32 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #3326. canonical_hint=nsf; text_hash=21ef8ae86354ecc3eb8fcce943781ca90312f68b178e43f2f2c92cc026d03446; excerpt="Returned item | $31.00 Per personal check" · Source
Returned item - Third Party$10Below the typical range ($15–$32 nationally)
$18 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3326. canonical_hint=nsf; text_hash=21ef8ae86354ecc3eb8fcce943781ca90312f68b178e43f2f2c92cc026d03446; excerpt="Returned item - Third Party | $10.00 Per item" · Source

Wire TransfersVerified

Domestic Outgoing Wire Fee$10Below the typical range ($20–$25 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #3326. canonical_hint=wire_domestic_outgoing; text_hash=21ef8ae86354ecc3eb8fcce943781ca90312f68b178e43f2f2c92cc026d03446; excerpt="Domestic Outgoing Wire Fee | $10.00 Per transfer" · Source
Incoming Wire Fee$5Below the typical range ($10–$15 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3326. canonical_hint=wire_domestic_incoming; text_hash=21ef8ae86354ecc3eb8fcce943781ca90312f68b178e43f2f2c92cc026d03446; excerpt="Incoming Wire Fee | $5.00 Per item received" · Source
International Outgoing Wire Fee$45Within the typical range ($35–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3326. canonical_hint=wire_intl_outgoing; text_hash=21ef8ae86354ecc3eb8fcce943781ca90312f68b178e43f2f2c92cc026d03446; excerpt="International Outgoing Wire Fee | $45.00 Per transfer" · Source

Check ServicesVerified

Stop Payment for Unavailable Funds$31Above the typical range ($20–$30 nationally)
$6 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3326. canonical_hint=stop_payment; text_hash=21ef8ae86354ecc3eb8fcce943781ca90312f68b178e43f2f2c92cc026d03446; excerpt="Stop Payment for Unavailable Funds | $31.00 Per item" · Source

Account ServicesVerified

Levy/Garnishment/Legal Process$50Within the typical range ($30–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3326. canonical_hint=garnishment_levy; text_hash=21ef8ae86354ecc3eb8fcce943781ca90312f68b178e43f2f2c92cc026d03446; excerpt="Levy/Garnishment/Legal Process | $50.00 Per occurrence" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$25Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3326. canonical_hint=account_research; text_hash=21ef8ae86354ecc3eb8fcce943781ca90312f68b178e43f2f2c92cc026d03446; excerpt="Account Reconciliation \| $25.00 Per hour"	Source
Dormant Account	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3326. canonical_hint=dormant_account; text_hash=21ef8ae86354ecc3eb8fcce943781ca90312f68b178e43f2f2c92cc026d03446; excerpt="Dormant Account \| $10.00 Per month \| After 12 months of inactivity and balance below $200. Members over 18."	Source
Early Account Closure	$50Above the typical range ($10–$25 nationally)	$30 above the national median	—	Knox deterministic extraction from Rosetta artifact #3326. canonical_hint=early_closure; text_hash=21ef8ae86354ecc3eb8fcce943781ca90312f68b178e43f2f2c92cc026d03446; excerpt="Early Account Closure \| $50.00 Per Account \| Applies if membership is closed within twelve months of opening"	Source
Minimum Balance	$10Within the typical range ($5–$15 nationally)	$4 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3326. canonical_hint=minimum_balance; text_hash=21ef8ae86354ecc3eb8fcce943781ca90312f68b178e43f2f2c92cc026d03446; excerpt="Below $50.00 Minimum Balance \| $10.00 Per month \| Applies only to Primary Share Savings Account"	Source
Overdraft & NSFVerified
Returned item	$31Within the typical range ($15–$32 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #3326. canonical_hint=nsf; text_hash=21ef8ae86354ecc3eb8fcce943781ca90312f68b178e43f2f2c92cc026d03446; excerpt="Returned item \| $31.00 Per personal check"	Source
Returned item - Third Party	$10
Wire TransfersVerified
Domestic Outgoing Wire Fee	$10Below the typical range ($20–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #3326. canonical_hint=wire_domestic_outgoing; text_hash=21ef8ae86354ecc3eb8fcce943781ca90312f68b178e43f2f2c92cc026d03446; excerpt="Domestic Outgoing Wire Fee \| $10.00 Per transfer"	Source
Incoming Wire Fee
Check ServicesVerified
Stop Payment for Unavailable Funds	$31Above the typical range ($20–$30 nationally)	$6 above the national median	per item	Knox deterministic extraction from Rosetta artifact #3326. canonical_hint=stop_payment; text_hash=21ef8ae86354ecc3eb8fcce943781ca90312f68b178e43f2f2c92cc026d03446; excerpt="Stop Payment for Unavailable Funds \| $31.00 Per item"	Source
Account ServicesVerified
Levy/Garnishment/Legal Process	$50Within the typical range ($30–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3326. canonical_hint=garnishment_levy; text_hash=21ef8ae86354ecc3eb8fcce943781ca90312f68b178e43f2f2c92cc026d03446; excerpt="Levy/Garnishment/Legal Process \| $50.00 Per occurrence"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $31

11% above the national median NSF fee

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$302.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$302.6M

Total deposits

$259.3M

Service charge income (year to date)

$637K

Fee income ratio

5.8%

Return on assets

0.13%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 6,925 verified fees from 1,557 institutions

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