22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
High-Yield Checking
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Sharonview Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per month
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| High-Yield Checking Account Maintenance Fee (If requirements not met) | $10 | per month | None |
| SpendingPlus Checking Account Maintenance Fee (If requirements not met) | $10 | per month | None |
| Early Account Closure Fee (Within 90 days of opening) | $5 | Not stated | None |
| Abandoned Property/Dormancy Processing Fee | $25 | Not stated | None |
| Inactivity Fee (after 12 months without activity) | $20 | per month | None |
| Account Research/Statement Reconciliation | No charge | Not stated | None |
| Paper Statement Fee | $10 | per month | None |
| Excessive Withdrawal Fee After 6 per month for all other savings and money market accounts | $5 | per item | None |
| Excessive Withdrawal Fee After 6 per month for Investor Money Market, Jumbo Money Market, and High-Yield Savings | $25 | per item | None |
| Returned Mail Fee | No charge | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee / ODP Fee / Courtesy Pay Fee | $32 | Not stated | None |
| Non-Sufficient Funds(NSF) | $32 | Not stated | None |
| Overdraft Protection Transfer Fee | $5 | per item | None |
ATM & Card | |||
| Non-CO-Op ATM fee | $3 | per item | None |
| Debit/Credit Card Replacement | $10 | per item | None |
| Cross-Border Transaction Fee/ Visa International Service Assessment | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer: Outgoing Domestic | $20 | Not stated | None |
| Wire Transfer: Incoming Domestic | $10 | Not stated | None |
Check Services | |||
| Official Check Fee: Members | $2 | per item | None |
| Official Check Fee: Non-Member | $15 | per item | None |
| Money Orders | $2 | per item | None |
| Stop Payment | $32 | Not stated | None |
| Check Cashing Fee: Non-Members | $15 | per item | None |
Account Services | |||
| Levy / Garnishment Processing | $75 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer Fee (For each IRA transfer to another organization) | $25 | per item | None |
Other Fees | |||
| Expedited Courier Fee | $35 | Not stated | None |
| Loan Payment Using Debit Card (through Online Banking) | $7 | per item | None |
| Skip A Pay Fee | $40 | Not stated | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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