26 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 31, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 31, 2026
Call-report figures are for Cpm Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Cpm Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 31, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $2.2M in Q2 2026, 7.8% above the same quarter a year earlier ($2.0M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Essentials Checking
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 1.2% from Q3 2025 to Q2 2026, to $2.2M.
$2.2M
Cpm Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Cpm Federal Credit Union · $759M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Cpm Federal Credit Union(this institution) | North Charleston, SC | $759M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Arizona Central Federal Credit Union | Phoenix, AZ | $733M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Bmi Federal Credit Union | Dublin, OH | $732M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Corda Federal Credit Union | Cedar Rapids, IA | $776M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Credit Union of Georgia | Woodstock, GA | $766M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Dakotaland Federal Credit Union | Huron, SD | $752M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Department Of Commerce Federal Credit Union | Washington, DC | $739M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Freedom Federal Credit Union | Springfield, MA | $764M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Generations Community Federal Credit Union | San Antonio, TX | $735M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Gfa Federal Credit Union | Gardner, MA | $747M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Granite State Federal Credit Union | Manchester, NH | $749M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Mass. Institute Of Tech. Federal Credit Union | Lexington, MA | $731M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Meridian Trust Federal Credit Union | Cheyenne, WY | $731M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Oklahoma Central Federal Credit Union | Tulsa, OK | $760M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Pathways Financial Federal Credit Union | Columbus, OH | $772M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pioneer Federal Credit Union | Mountain Home, ID | $744M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Polish National Federal Credit Union | Chicopee, MA | $777M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Primeway Federal Credit Union | Houston, TX | $736M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Profed Federal Credit Union | Fort Wayne, IN | $763M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| R.I.A. Federal Credit Union | Rock Island, IL | $749M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Reliant Community Federal Credit Union | Sodus, NY | $788M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Sea Comm Federal Credit Union | Massena, NY | $777M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Superior Choice Federal Credit Union | Superior, WI | $730M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The First Financial Federal Credit Union | Pasadena, CA | $748M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| True Sky Federal Credit Union | Oklahoma City, OK | $778M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Usc Federal Credit Union | Los Angeles, CA | $741M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 18 publish this fee(monthly maintenance)
7 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $6.95, against a peer median of $6.75 among 18 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Cpm Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $2.2M | +$18K | +0.8% |
| Q1 2026 | $2.2M | −$82K | −3.6% |
| Q4 2025 | $2.3M | +$38K | +1.7% |
| Q3 2025 | $2.2M | +$185K | +9.1% |
| Q2 2025 | $2.0M | +$53K | +2.7% |
| Q1 2025 | $2.0M | −$60K | −2.9% |
| Q4 2024 | $2.0M | −$280K | −12.1% |
| Q3 2024 | $2.3M | +$231K | +11.1% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Cpm Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour · Account Research/Balancing Assistance | $35.00 per hour | Sign up for CPM Anytime
per statement · Paper Statement Fee (Free 18 years and under or 55 years and over) | $3.00 per statement | Sign up for eStatements
per item
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Essentials Checking Monthly Maintenance Fee | $6.95 | per month | None |
| Checking Plus Average Daily Balance drops below $200.00 | $3 | Not stated | None |
| Performance Money Market Average Daily Balance drops below $1,000 | $10 | Not stated | None |
| Account Closure Fee (Applies if Main Savings Account is closed within 90 days of opening date) | $10 | Not stated | None |
| Inactive Account Fee (Applies if the account has been inactive for 1 year and member only has a savings account) | $5 | per month | None |
| Account Research/Balancing Assistance | $35Not compared: Charged per hour; comparison unavailable | per hour | Account Research/Balancing Assistance | $35.00 per hour | Sign up for CPM Anytime |
| Paper Statement Fee (Free 18 years and under or 55 years and over) | $3Not compared: Charged per statement; comparison unavailable | per statement | Paper Statement Fee (Free 18 years and under or 55 years and over) | $3.00 per statement | Sign up for eStatements |
| Excessive Withdrawal Fee (3 free withdrawals from Main Savings Account allowed per month) | $3 | per item | None |
| Performance Money Market - Excessive Withdrawals (over 6 per month) | $10 | Not stated | None |
| Bad Address | $5 | per month | None |
| Stale Check locator fee | $10 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Privilege Fee (Opt-in required for Paper Notification) | $32 | per item | None |
| Non-Sufficient Funds (NSF, ACH, ATM, Check Card, Internet Bill Pay) | $32 | Not stated | None |
ATM & Card | |||
| Out of network ATM inquiry | $0.50 | per item | None |
| Out of network ATM withdrawal | $2.50 | per item | None |
| Card Replacement | $5 | Not stated | None |
| Replace ATM card/Debit card | $7 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire Transfer | $30 | Not stated | None |
| Incoming Domestic Wire Transfer | $15 | Not stated | None |
| Outgoing Foreign Wire Transfer | $40 | Not stated | None |
| Incoming Foreign Wire Transfer | $15 | Not stated | None |
Check Services | |||
| Cashier's/Official Check | $5Not compared: Daily charge, not per item | per day | None |
| First Cashier Check Each Day | No charge | Not stated | None |
| Money Orders | $2.50 | per item | None |
| Stop Payment (Draft, ACH, Internet Bill Pay) | $32 | per item | None |
| Check Copies | $2 | per item | None |
Digital & Electronic | |||
| Zelle© (person-to-person) Transfers | No charge | Not stated | None |
Cash & Deposit | |||
| Coin Counter Fee (non-members only) | 10% | Not stated | None |
| Coin Counter Services (at applicable locations) | No charge | Not stated | None |
Account Services | |||
| Notary Services | No charge | Not stated | None |
| Safe Deposit Box 10 x 10 | $90 | Not stated | None |
| Safe Deposit Box 3 x 10 | $45 | Not stated | None |
| Safe Deposit Box 3 x 5 | $30 | Not stated | None |
| Safe Deposit Box 5 x 10 | $60 | Not stated | None |
| Mortgage Subordination | $250 | Not stated | None |
Lending Fees | |||
| Late fee | 5% | Not stated | None |
| Late fee (audience not stated, treated as personal) | 5% | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card Purchase | $4 | Not stated | None |
Other Fees | |||
| Account Activity Printout/Statement Copy Fee | $5 | Not stated | None |
| Document Copy | $2 | per item | None |
| Loan payment by ACH (single transaction or recurring) | $1.95 | per item | None |
| Loan Payment with debit card | $8.95 | per item | None |
| Payoff - Signed payoff letter on letterhead for consumer loan | $15 | Not stated | None |
| Skip-a-Pay fee (per loan) Offered Seasonally | $25 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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