Gha Federal Credit Union

Headquarters: Greenwich, Connecticut
Charter: Credit Union
Assets: $29.7M
Fed district: New York

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Compared at $35, the middle of its prices
Gha Federal Credit Union: $30 to $35
Gha Federal Credit Union: $30 to $35
U.S. median: no median
Wire Transfer (Domestic Out)
Gha Federal Credit Union: $20
Gha Federal Credit Union: $20
U.S. median: no median
Stop Payment
Gha Federal Credit Union: $30
Gha Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Connecticut, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Gha Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$10
per month
Reconciliation Fee$20
Not compared: Charged per hour; comparison unavailable
per hour · | Reconciliation Fee | $20.00 per hour |
Research Fee$20
Not compared: Charged per hour; comparison unavailable
per hour · | Research Fee | $20.00 per hour |

Overdraft & NSF

Insufficient Funds$35
per item
Non-Sufficient Funds$30
Return Check$35
per item
Daily Overdraft Fee Incurred after 6th day$5
per day
Overdraft /Transfer Fee$10
per item

ATM & Card

Replacement of Final/Last Debit Card$25
per item
Replacement of lost Debit Card 1st X$10
per item
Replacement of lost Debit Card 2nd X$20
per item
Debit Card Rush Fee$50
per item

Wire Transfers

Late Wire Domestic After 1:30 pm$20
per item
Wire Fees: International$35
per item

Check Services

Cashiers Checks$2
per item
Money Order$2
per item
ACH Stop Payments$30
per item
Stop Payment Credit Union Check$30
per item
Copy Cancelled Check$5
per item

Digital & Electronic

ACH Return$30

Cash & Deposit

Redeposit Return Check Fee$5
per item
Returned Deposit Credit Union: Domestic$20
per item

Lending Fees

AnnuAl fee other fees lAte fee$10

Other Fees

Statement Copy$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$10	per month	None
Reconciliation Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	\| Reconciliation Fee \| $20.00 per hour \|
Research Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	\| Research Fee \| $20.00 per hour \|
Overdraft & NSF
Insufficient Funds	$35	per item	None
Non-Sufficient Funds	$30	Not stated	None
Return Check	$35	per item	None
Daily Overdraft Fee Incurred after 6th day	$5	per day	None
Overdraft /Transfer Fee	$10	per item	None
ATM & Card
Replacement of Final/Last Debit Card	$25	per item	None
Replacement of lost Debit Card 1st X	$10	per item	None
Replacement of lost Debit Card 2nd X	$20	per item	None
Debit Card Rush Fee	$50	per item	None
Wire Transfers
Late Wire Domestic After 1:30 pm	$20	per item	None
Wire Fees: International	$35	per item	None
Check Services
Cashiers Checks	$2	per item	None
Money Order	$2	per item	None
ACH Stop Payments	$30	per item	None
Stop Payment Credit Union Check	$30	per item	None
Copy Cancelled Check	$5	per item	None
Digital & Electronic
ACH Return	$30	Not stated	None
Cash & Deposit
Redeposit Return Check Fee	$5	per item	None
Returned Deposit Credit Union: Domestic	$20	per item	None
Lending Fees
AnnuAl fee other fees lAte fee	$10	Not stated	None
Other Fees
Statement Copy	$5Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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