Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Union Building Trades Federal Credit Union

Parsippany, New JerseyCredit UnionNew York Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Certificate Accounts | Any Research Fee/Record Retrieval per hour .$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

NSF/Uncollected Funds$25Within the typical range ($25–$31 nationally)
$5 below the national median
per month · Source
Return ACH debit /courtesy pays………$25Within the typical range ($25–$31 nationally)
$5 below the national median
Source

Digital & ElectronicVerified

ACH Debit Return/courtesy pays………$25Within the typical range ($19–$30 nationally)
$2 below the national median
Source
Internet Bill Pay (with activity)$0Within the typical range ($0–$11.37 nationally)
$4.95 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Certificate Accounts \| Any Research Fee/Record Retrieval per hour .	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
interest \| Any Paper Statement Fee (monthly/quarterly)	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per month	—	Source
Monthly service fee	$0Below the typical range ($3–$10 nationally)	$5.96 below the national median	per month	—	Source
Overdraft & NSFVerified
NSF/Uncollected Funds	$25Within the typical range ($25–$31 nationally)	$5 below the national median	per month	—	Source
Return ACH debit /courtesy pays………	$25
ATM & CardVerified
Monthly service fee …………………… N/C \| ATM transaction (each above 6/month)…	$1Within the typical range ($1–$2.50 nationally)	$0.75 below the national median	per month	—	Source
Check ServicesVerified
Stop payment ………………………	$25Within the typical range ($20–$30 nationally)	At the national median	—	—	Source
Digital & ElectronicVerified
ACH Debit Return/courtesy pays………	$25Within the typical range ($19–$30 nationally)	$2 below the national median	—	—	Source
Internet Bill Pay (with activity)	$0
Account ServicesVerified
Copy of cashier check ………… N/C \| Levy request	$75Within the typical range ($30–$75 nationally)	$25 above the national median	—	—	Source
Other FeesVerified
Notice: ATM/Visa Debit/Shared Service Center \| Any Statement reprint	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 11 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$85.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$85.8M

Total deposits

$71.7M

Service charge income (year to date)

$305K

Fee income ratio

13.7%

Return on assets

0.22%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 33,861 verified fees from 2,470 institutions

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