Local 1233 Federal Credit Union

Headquarters: Newark, New Jersey
Charter: Credit Union
Assets: $14.1M
Fed district: New York

8 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Debit Card Replacement
Local 1233 Federal Credit Union: $6
Local 1233 Federal Credit Union: $6
U.S. median: no median
Account Verification
Local 1233 Federal Credit Union: $5
Local 1233 Federal Credit Union: $5
U.S. median: no median
Dormant Account
Local 1233 Federal Credit Union: $5
Local 1233 Federal Credit Union: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Local 1233 Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant account fee$5
Quarterly paper statement fee$5
Not compared: Quarterly charge, not monthly
per quarter
Excess withdrawal fee after 15 withdrawals$25
Returned mail fee$5

ATM & Card

Debit card replacement fee (lost card)$6

Account Services

Verification of deposit$5

Lending Fees

Credit Report fee$45
Loan cancellation fee$30

Gift & Prepaid Cards

Debit card reload fee$3.50

Other Fees

Duplicate quarterly statements$5
Not compared: Quarterly charge, not per item
per quarter
Loan application fee$25

Fee	Amount	Basis	Note
Account Maintenance
Dormant account fee	$5	Not stated	None
Quarterly paper statement fee	$5Not compared: Quarterly charge, not monthly	per quarter	None
Excess withdrawal fee after 15 withdrawals	$25	Not stated	None
Returned mail fee	$5	Not stated	None
ATM & Card
Debit card replacement fee (lost card)	$6	Not stated	None
Account Services
Verification of deposit	$5	Not stated	None
Lending Fees
Credit Report fee	$45	Not stated	None
Loan cancellation fee	$30	Not stated	None
Gift & Prepaid Cards
Debit card reload fee	$3.50	Not stated	None
Other Fees
Duplicate quarterly statements	$5Not compared: Quarterly charge, not per item	per quarter	None
Loan application fee	$25	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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