Local 1233 Federal Credit Union

Headquarters: Newark, New Jersey
Charter: Credit Union
Assets: $14.1M
Fed district: New York

8 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Debit Card Replacement
Local 1233 Federal Credit Union: $6
Local 1233 Federal Credit Union: $6
U.S. median: no median
Account Verification
Local 1233 Federal Credit Union: $5
Local 1233 Federal Credit Union: $5
U.S. median: no median
Dormant Account
Local 1233 Federal Credit Union: $5
Local 1233 Federal Credit Union: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Local 1233 Federal Credit Union · $14M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$13M to $15M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Local 1233 Federal Credit Union(this institution)	Newark, NJ	$14M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Acadiana Medical Federal Credit Union	Lafayette, LA	$14M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Blaw-Knox Federal Credit Union	Mattoon, IL	$13M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Cherokee County Teachers Federal Credit Union	Rusk, TX	$14M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Connecticut Labor Dept Federal Credit Union	Wethersfield, CT	$14M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Derry Area Federal Credit Union	Derry, PA	$14M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Dixie Line Federal Credit Union	Nashville, TN	$15M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Fasson Employees Federal Credit Union	Painesville, OH	$14M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Four Corners Federal Credit Union	Kirtland, NM	$15M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Georgetown University Alumni And St Federal Credit Union	Washington, DC	$14M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Greater Kinston Federal Credit Union	Kinston, NC	$14M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Hialeah Municipal Employees Federal Credit Union	Hialeah, FL	$14M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
I B E W 175 Federal Credit Union	Chattanooga, TN	$14M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
L.A. Healthcare Federal Credit Union	Los Angeles, CA	$15M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Local 24 Employees Federal Credit Union	Pasadena, TX	$14M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Northeast Nebraska Federal Credit Union	Norfolk, NE	$14M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
P C Federal Credit Union	Port Allegany, PA	$14M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Quaker Oats Federal Credit Union	Cedar Rapids, IA	$13M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Romney Federal Credit Union	Romney, WV	$15M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Spojnia Federal Credit Union	Scranton, PA	$14M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
St Joe Valley Federal Credit Union	St Maries, ID	$14M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Teamsters Federal Credit Union	Blaine, MN	$13M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Two Rivers Federal Credit Union	Arkadelphia, AR	$14M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
United Association Federal Credit Union	Concord, CA	$14M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Vermilion Employees Federal Credit Union	Abbeville, LA	$15M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Wilmington Police & Fire Federal Credit Union	Wilmington, DE	$14M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(domestic wire)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Local 1233 Federal Credit Union does not publish a domestic wire fee in the index.

The peer median is $22.50 among 12 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Domestic wire fee in dollars, one mark per institution

Local 1233 Federal Credit Union does not publish a domestic wire fee, so it is not on this chart.

Local 1233 Federal Credit…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Local 1233 Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant account fee$5
Quarterly paper statement fee$5
Not compared: Quarterly charge, not monthly
per quarter
Excess withdrawal fee after 15 withdrawals$25
Returned mail fee$5

ATM & Card

Debit card replacement fee (lost card)$6

Account Services

Verification of deposit$5

Lending Fees

Credit Report fee$45
Loan cancellation fee$30

Gift & Prepaid Cards

Debit card reload fee$3.50

Other Fees

Duplicate quarterly statements$5
Not compared: Quarterly charge, not per item
per quarter
Loan application fee$25

Fee	Amount	Basis	Note
Account Maintenance
Dormant account fee	$5	Not stated	None
Quarterly paper statement fee	$5Not compared: Quarterly charge, not monthly	per quarter	None
Excess withdrawal fee after 15 withdrawals	$25	Not stated	None
Returned mail fee	$5	Not stated	None
ATM & Card
Debit card replacement fee (lost card)	$6	Not stated	None
Account Services
Verification of deposit	$5	Not stated	None
Lending Fees
Credit Report fee	$45	Not stated	None
Loan cancellation fee	$30	Not stated	None
Gift & Prepaid Cards
Debit card reload fee	$3.50	Not stated	None
Other Fees
Duplicate quarterly statements	$5Not compared: Quarterly charge, not per item	per quarter	None
Loan application fee	$25	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Local 1233 Federal Credit Union's monthly maintenance changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Debit Card Replacement
Local 1233 Federal Credit Union: $6
Local 1233 Federal Credit Union: $6
U.S. median: no median
Account Verification
Local 1233 Federal Credit Union: $5
Local 1233 Federal Credit Union: $5
U.S. median: no median
Dormant Account
Local 1233 Federal Credit Union: $5
Local 1233 Federal Credit Union: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Local 1233 Federal Credit Union · $14M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$13M to $15M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Local 1233 Federal Credit Union(this institution)	Newark, NJ	$14M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Acadiana Medical Federal Credit Union	Lafayette, LA	$14M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Blaw-Knox Federal Credit Union	Mattoon, IL	$13M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Cherokee County Teachers Federal Credit Union	Rusk, TX	$14M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Connecticut Labor Dept Federal Credit Union	Wethersfield, CT	$14M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Derry Area Federal Credit Union	Derry, PA	$14M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Dixie Line Federal Credit Union	Nashville, TN	$15M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Fasson Employees Federal Credit Union	Painesville, OH	$14M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Four Corners Federal Credit Union	Kirtland, NM	$15M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Georgetown University Alumni And St Federal Credit Union	Washington, DC	$14M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Greater Kinston Federal Credit Union	Kinston, NC	$14M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Hialeah Municipal Employees Federal Credit Union	Hialeah, FL	$14M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
I B E W 175 Federal Credit Union	Chattanooga, TN	$14M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
L.A. Healthcare Federal Credit Union	Los Angeles, CA	$15M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Local 24 Employees Federal Credit Union	Pasadena, TX	$14M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Northeast Nebraska Federal Credit Union	Norfolk, NE	$14M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
P C Federal Credit Union	Port Allegany, PA	$14M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Quaker Oats Federal Credit Union	Cedar Rapids, IA	$13M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Romney Federal Credit Union	Romney, WV	$15M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Spojnia Federal Credit Union	Scranton, PA	$14M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
St Joe Valley Federal Credit Union	St Maries, ID	$14M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Teamsters Federal Credit Union	Blaine, MN	$13M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Two Rivers Federal Credit Union	Arkadelphia, AR	$14M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
United Association Federal Credit Union	Concord, CA	$14M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Vermilion Employees Federal Credit Union	Abbeville, LA	$15M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Wilmington Police & Fire Federal Credit Union	Wilmington, DE	$14M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(domestic wire)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Local 1233 Federal Credit Union does not publish a domestic wire fee in the index.

The peer median is $22.50 among 12 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Domestic wire fee in dollars, one mark per institution

Local 1233 Federal Credit Union does not publish a domestic wire fee, so it is not on this chart.

Local 1233 Federal Credit…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Local 1233 Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant account fee$5
Quarterly paper statement fee$5
Not compared: Quarterly charge, not monthly
per quarter
Excess withdrawal fee after 15 withdrawals$25
Returned mail fee$5

ATM & Card

Debit card replacement fee (lost card)$6

Account Services

Verification of deposit$5

Lending Fees

Credit Report fee$45
Loan cancellation fee$30

Gift & Prepaid Cards

Debit card reload fee$3.50

Other Fees

Duplicate quarterly statements$5
Not compared: Quarterly charge, not per item
per quarter
Loan application fee$25

Fee	Amount	Basis	Note
Account Maintenance
Dormant account fee	$5	Not stated	None
Quarterly paper statement fee	$5Not compared: Quarterly charge, not monthly	per quarter	None
Excess withdrawal fee after 15 withdrawals	$25	Not stated	None
Returned mail fee	$5	Not stated	None
ATM & Card
Debit card replacement fee (lost card)	$6	Not stated	None
Account Services
Verification of deposit	$5	Not stated	None
Lending Fees
Credit Report fee	$45	Not stated	None
Loan cancellation fee	$30	Not stated	None
Gift & Prepaid Cards
Debit card reload fee	$3.50	Not stated	None
Other Fees
Duplicate quarterly statements	$5Not compared: Quarterly charge, not per item	per quarter	None
Loan application fee	$25	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.