Johns Hopkins Federal Credit Union

Headquarters: Baltimore, Maryland
Charter: Credit Union
Assets: $637.3M
Fed district: Richmond

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Johns Hopkins Federal Credit Union: $29
Johns Hopkins Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Johns Hopkins Federal Credit Union: $29
Johns Hopkins Federal Credit Union: $29
U.S. median: no median
Non-Network ATM
Johns Hopkins Federal Credit Union: $1.50
Johns Hopkins Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Johns Hopkins Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant account fee: One-time fee after 36 months of inactivity$10
Not compared: One-time charge, not monthly
one time
Inactivity Fee: Monthly after 18 months of inactivity$10
per month
Invalid Address, Email or Phone Number Processing Fee$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay Overdraft$29
per item
Insufficient Funds Withdrawal Requests$29
per item

ATM & Card

ATM Cash Withdrawals (out of network ATMs only)$1.50
per item
Replacement Card Fee$15
per item

Wire Transfers

Domestic Wire Out (Branch or Fax)$25
per item
Incoming WireNo charge
Foreign Wire Out (Branch or Fax)$45
per item

Check Services

Non-Member On-Us Check Cashing Fee$10

Account Services

Process Garnished Account$75
per item

Other Fees

Photocopies - statements$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant account fee: One-time fee after 36 months of inactivity	$10Not compared: One-time charge, not monthly	one time	None
Inactivity Fee: Monthly after 18 months of inactivity	$10	per month	None
Invalid Address, Email or Phone Number Processing Fee	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay Overdraft	$29	per item	None
Insufficient Funds Withdrawal Requests	$29	per item	None
ATM & Card
ATM Cash Withdrawals (out of network ATMs only)	$1.50	per item	None
Replacement Card Fee	$15	per item	None
Wire Transfers
Domestic Wire Out (Branch or Fax)	$25	per item	None
Incoming Wire	No charge	Not stated	None
Foreign Wire Out (Branch or Fax)	$45	per item	None
Check Services
Non-Member On-Us Check Cashing Fee	$10	Not stated	None
Account Services
Process Garnished Account	$75	per item	None
Other Fees
Photocopies - statements	$5	per item	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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