Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Seaport Federal Credit Union

Elizabeth, New JerseyCredit UnionNew York Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

MSB Monthly fee$30Above the typical range ($3–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay (must opt in)$30Within the typical range ($25–$32 nationally)
At the national median
per month · Source
Overdraft Protection$5Within the typical range ($3–$5 nationally)
At the national median
per item · Source

ATM & CardVerified

Replacement Cards$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source

Check ServicesVerified

Copy of check$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Source
Stop payments$30Within the typical range ($20–$30 nationally)
$5 above the national median
per item · Source
Third Party/Teller Check$5Within the typical range ($3–$5.50 nationally)
At the national median
Source

Digital & ElectronicVerified

ACH Return(max 3 per day)$30Within the typical range ($20–$30 nationally)
$2.75 above the national median
per day · Source

Lending FeesVerified

Monthly service fee ....................................................... none Loan late fee$30Above the typical range ($15–$25 nationally)
$7.50 above the national median
per month · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
MSB Monthly fee	$30Above the typical range ($3–$10 nationally)	$24.01 above the national median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay (must opt in)	$30Within the typical range ($25–$32 nationally)	At the national median	per month	—	Source
Overdraft Protection	$5
ATM & CardVerified
Replacement Cards	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	—	Source
Check ServicesVerified
Copy of check	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per item	—	Source
Stop payments	$30
Digital & ElectronicVerified
ACH Return(max 3 per day)	$30Within the typical range ($20–$30 nationally)	$2.75 above the national median	per day	—	Source
Lending FeesVerified
Monthly service fee ....................................................... none Loan late fee	$30Above the typical range ($15–$25 nationally)	$7.50 above the national median	per month	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 9 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$109.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$109.6M

Total deposits

$94.8M

Service charge income (year to date)

$219K

Fee income ratio

7.0%

Return on assets

0.14%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 32,718 verified fees from 2,439 institutions

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