Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Nov 1, 2026
Call-report figures are for South Atlantic Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | South Atlantic Bank's published fee schedule; Bank Fee Index medians | Current schedule | Nov 1, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $126K in Q2 2026, 9.6% above the same quarter a year earlier ($115K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for South Atlantic Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $126K | +$4K | +3.3% |
| Q1 2026 | $122K | −$7K | −5.4% |
| Q4 2025 | $129K | +$6K | +4.9% |
| Q3 2025 | $123K | +$8K | +7.0% |
| Q2 2025 | $115K | +$10K | +9.5% |
| Q1 2025 | $105K | +$6K | +6.1% |
| Q4 2024 | $99K | +$4K | +4.2% |
| Q3 2024 | $95K | +$5K | +5.6% |
Insufficient sample: fewer than 10 peers of its size reported a share.
They stay out of every comparison until review is done.
per month
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per month
per month
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Monthly Maintenance | $10 | per month | None |
| Monthly maintenance fee | $10 | per month | None |
Digital & ElectronicUnder review | |||
| Bill Payment Service | No charge | Not stated | None |
| Online Banking with Bill Payment Service | No charge | Not stated | None |
Other feesUnder review | |||
| Bill Payment Service | No charge | Not stated | None |
| If account activity exceeds 500 items per month there is a | $0.30 | per month | None |
| Monthly maintenance fee | $10 | per month | None |
| monthly maintenance fee and per item fees apply. See “Compare Accounts” for details. Earnings credit calculated based on | $10 | per month | None |
| NO minimum balance requirements. If account activity exceeds 200 items per month there is a | $0.30 | per month | None |
| Online Banking with Bill Payment Service | No charge | Not stated | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where South Atlantic Bank operates, and what regulators and customers have on file.
Enforcement actions
None on file with the Federal Reserve
The Federal Reserve has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.