Under review

A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.

Community credit union, under $300M

Skypoint Federal Credit Union

Germantown, MarylandCredit UnionRichmond Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Under review

A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.

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Published fees

Published fees power benchmarks; fees under review do not.

Account MaintenanceUnder review

Account Research/Reconciliation$25
per item · Source
Escheatment

ATM & CardUnder review

All other ATMs$2
per item · Source
Replacement Card$40
per item · Source

Check ServicesUnder review

Cashier’s Check (third party)$5
per item · Source
SkyPoint Cashier’s Check$10
per item · Source
Stop Payment (Check, ACH and Bill Payment)$30
per item · Source

Digital & ElectronicUnder review

SkyPoint Debit Card, ATM transactions, Bill Pay, and negative balances$35
per item · Source

Other feesUnder review

All other ATMs$2
per item · Source
First 90 days of account opening, monthly fee waived. 201+ transactions$0.50
per month · Source
Nonsufficient Funds (NSF/Uncollected) – Includes checks, LOC checks, ACH,$35
per item · Source
Replacement Card$10
per item · Source
Replacement Card$40
per item · Source
SkyPoint Debit Card, ATM transactions, Bill Pay, and negative balances$35
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceUnder review
Account Research/Reconciliation	$25	—	per item	—	Source
Escheatment	$100	—	per item	—	Source
First 90 days of account opening, monthly fee waived. 201+ transactions	$0.50	—	per month	—	Source
Statement/Account History	$5	—	per item	—	Source
Statement/Account History	$10	—	per item	—	Source
Overdraft & NSFUnder review
Automatic Overdraft Transfer (from Savings)	$5	—	per item	—	Source
ATM & CardUnder review
All other ATMs	$2	—	per item	—	Source
Replacement Card	$40	—	per item	—	Source
Check ServicesUnder review
Cashier’s Check (third party)	$5	—	per item	—	Source
SkyPoint Cashier’s Check	$10	—	per item	—	Source
Digital & ElectronicUnder review
SkyPoint Debit Card, ATM transactions, Bill Pay, and negative balances	$35	—	per item	—	Source
Other feesUnder review
All other ATMs	$2	—	per item	—	Source
First 90 days of account opening, monthly fee waived. 201+ transactions	$0.50	—	per month	—	Source

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Headline fees published

0 of 15

Published fees

Under review

Assets

$242.8M

Status: Under review

No verified fees yet, so there is nothing to benchmark on this page.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$242.8M

Total deposits

$190.4M

Service charge income (year to date)

$806K

Fee income ratio

10.1%

Return on assets

0.57%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,029 published fee entries from 2,596 institutions

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